Recent comments in /f/LifeProTips

atynre OP t1_j52shgi wrote

The strategy is perfectly lawful. Honestly if you could pay exactly what you owe and get a $0 refund then that is ideal, but near impossible to pull off perfectly. I am trying to convey that it is better to owe a little than it is to get a refund because you could be using that money throughout the year. According to the IRS:

>To avoid a penalty, pay your correct estimated taxes on time... You may avoid the Underpayment of Estimated Tax by Individuals Penalty if:
>
>Your filed tax return shows you owe less than $1,000 or
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>You paid at least 90% of the tax shown on the return for the taxable year or 100% of the tax shown on the return for the prior year, whichever amount is less.

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Comfortable-Policy70 t1_j52sgtb wrote

This is common, frequently posted tip but the most important point is rarely stressed enough: if you update your W9 so that you owe a small amount, you must have a savings or investment account that pays interest and you must save at least as much as you would pay in the excess withholding. For some people, the extra money every paycheck makes sense. For others, the forced and inaccessible "savings" that a refund provides is better.

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keepthetips t1_j52qvbh wrote

Hello and welcome to r/LifeProTips!

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If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.

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Sunkisty t1_j51cgs3 wrote

Hello, JimmyTheDog. Thank you for your submission! Unfortunately, it has been removed for the following reason(s):

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If you would like to appeal this decision, please feel free to contact the moderators here. Do not repost without explicit permission from the moderators. Make sure you read the rules before submitting. Thank you!

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Biotot t1_j51cf5q wrote

We had a similar experience last month with our girl.

I can't recommend it enough for when the time comes. It was so much better than trying to transport her to the vet that she already hates and helping her walk those final steps into the office.

It was far better to have it in the comfort of our own home where she feels safe and we can fill her full of treats and love in her favorite bed.

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Sunkisty t1_j51c9ab wrote

Hello, KhaosDancer. Thank you for your submission! Unfortunately, it has been removed for the following reason(s):

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1

PinkbunnymanEU t1_j51c4q0 wrote

>visitation

Not an issue I'm the UK, non married have the same visitation rights in all hospitals

>decision making that would otherwise have to be proactively dealt with

I agree with this point, however "get married because then you don't have to fill out as many forms" seems to be a reason that falls flat for me why it would be a reason to "run away"

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weebeardedman t1_j51bgry wrote

It's not just next of kin I'm concerned with, it's medical visitstion/decision making that would otherwise have to be proactively dealt with, and even then, can fall through if it's not "as normal."

Same with power of attorney/beneficiary. A huge amount of people don't deal with this until its too late, and it's significantly more difficult to legally navigate.

Even in the u.s., most services are available for non-married couples, it's just an amount of hoops to hop through that don't make sense to deal with

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PinkbunnymanEU t1_j51acnn wrote

>the uk gives a swath of beneficiary and medical benefits for being married.

Oh really? Because the only "medical benefit" is implied next of kin.

For beneficiary only non shared assets are subject to inheritance tax when one spouse predeceases the other. Non-shared assets can also be held in trust for minors.

The uk literally has alternative options for EVERY marriage benefit except married tax allowance, where £1250 of the tax allowance can be transferred, but only if you're a basic rate payer, meaning that only if one partner is earning under £12500 pre tax a year and the other under £50000 you can get up to £250.

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weebeardedman t1_j519cv7 wrote

It's not just murica, the uk and eu gives a swath of legal/beneficiary and medical benefits for being married. Also, the uk does have a "married couples allowance" but it recently allows for unmarried partners as well.

But, regardless the u.s. situation is enough

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SadieOnTheSpectrum t1_j51934b wrote

I’m wondering too if I’m just not understanding the other comments, but women have to sacrifice their body for said baby… so like yes it goes both ways technically but not in a equity way. Unless I too am part of the problem?

Idk I think this is a great bit of pro tip advice! To be wary of partners that want to rush into life events we’re not ready for <3

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