Recent comments in /f/LifeProTips
atynre OP t1_j52shgi wrote
Reply to comment by frankstuckinapark in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
The strategy is perfectly lawful. Honestly if you could pay exactly what you owe and get a $0 refund then that is ideal, but near impossible to pull off perfectly. I am trying to convey that it is better to owe a little than it is to get a refund because you could be using that money throughout the year. According to the IRS:
>To avoid a penalty, pay your correct estimated taxes on time... You may avoid the Underpayment of Estimated Tax by Individuals Penalty if:
>
>Your filed tax return shows you owe less than $1,000 or
>
>You paid at least 90% of the tax shown on the return for the taxable year or 100% of the tax shown on the return for the prior year, whichever amount is less.
Comfortable-Policy70 t1_j52sgtb wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
This is common, frequently posted tip but the most important point is rarely stressed enough: if you update your W9 so that you owe a small amount, you must have a savings or investment account that pays interest and you must save at least as much as you would pay in the excess withholding. For some people, the extra money every paycheck makes sense. For others, the forced and inaccessible "savings" that a refund provides is better.
frankstuckinapark t1_j52rhj2 wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
This sounds illegal
keepthetips t1_j52qvbh wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
Hello and welcome to r/LifeProTips!
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Sunkisty t1_j51cgs3 wrote
Hello, JimmyTheDog. Thank you for your submission! Unfortunately, it has been removed for the following reason(s):
- Posts must begin with "LPT" or "LPT Request” and be flaired. Titles should be descriptive.
If you would like to appeal this decision, please feel free to contact the moderators here. Do not repost without explicit permission from the moderators. Make sure you read the rules before submitting. Thank you!
Biotot t1_j51cf5q wrote
Reply to comment by Glittering_Dealer569 in LPT When that time comes for your family pet, suggestion. by JimmyTheDog
We had a similar experience last month with our girl.
I can't recommend it enough for when the time comes. It was so much better than trying to transport her to the vet that she already hates and helping her walk those final steps into the office.
It was far better to have it in the comfort of our own home where she feels safe and we can fill her full of treats and love in her favorite bed.
Sunkisty t1_j51c9ab wrote
Reply to LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
Hello, KhaosDancer. Thank you for your submission! Unfortunately, it has been removed for the following reason(s):
- Posts concerning the following are not allowed: religion, politics, relationships, law and legislation, parenting, driving or medicine or hygiene (including mental health). This list is not exhaustive. Moderators may remove posts considered to deviate from the spirit of the subreddit.
If you would like to appeal this decision, please feel free to contact the moderators here. Do not repost without explicit permission from the moderators. Make sure you read the rules before submitting. Thank you!
PinkbunnymanEU t1_j51c4q0 wrote
Reply to comment by weebeardedman in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
>visitation
Not an issue I'm the UK, non married have the same visitation rights in all hospitals
>decision making that would otherwise have to be proactively dealt with
I agree with this point, however "get married because then you don't have to fill out as many forms" seems to be a reason that falls flat for me why it would be a reason to "run away"
_Nightrider121200_ t1_j51bu42 wrote
Reply to LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
This is the most stupid anti-advice I have seen in a month.
We are entering a new era and marriage, as a social institute, is going to be extinct.
halfsieapsie t1_j51brx3 wrote
Reply to comment by sodiumbigolli in LPT When that time comes for your family pet, suggestion. by JimmyTheDog
Not all animals hate the vet. Out of my 5, two absolutely adore her. My dog runs to the vet door when we are there, and my cat knows everyone there and everyone knows him, and he will not let people do anything without sticking his nose in it.
What I mean to say, it's case by case basis
bing-bong-forever t1_j51br51 wrote
Reply to LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
This is so dumb. Don’t follow this “LPT” folks.
_no7 t1_j51bmxc wrote
Reply to comment by PinkbunnymanEU in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
Marriage certificate is a legal contract regardless of religion. You’re the one who’s mentioning religion all of a sudden.
weebeardedman t1_j51bgry wrote
Reply to comment by PinkbunnymanEU in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
It's not just next of kin I'm concerned with, it's medical visitstion/decision making that would otherwise have to be proactively dealt with, and even then, can fall through if it's not "as normal."
Same with power of attorney/beneficiary. A huge amount of people don't deal with this until its too late, and it's significantly more difficult to legally navigate.
Even in the u.s., most services are available for non-married couples, it's just an amount of hoops to hop through that don't make sense to deal with
[deleted] t1_j51bg51 wrote
Reply to comment by [deleted] in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
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[deleted] t1_j51b8z6 wrote
Reply to comment by KhaosDancer in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
Derailing what? Your tip applies to both genders regardless of your intended target. Conversations around that are perfectly on topic. Or would you rather every commenter simply said “agreed”?
Koda_20 t1_j51awsr wrote
I tried to do this for my pup and none of the at home services would come to my area. I offer pay double they still will not :(
But it's ok. I brought her in on a blanket and she was pretty comfy didn't seem agitated.
RiddlingVenus0 t1_j51ampu wrote
No fair, Mom said it was my turn to post this “LPT” this week.
[deleted] t1_j51ak4c wrote
Reply to comment by sunnyflow2 in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
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PinkbunnymanEU t1_j51acnn wrote
Reply to comment by weebeardedman in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
>the uk gives a swath of beneficiary and medical benefits for being married.
Oh really? Because the only "medical benefit" is implied next of kin.
For beneficiary only non shared assets are subject to inheritance tax when one spouse predeceases the other. Non-shared assets can also be held in trust for minors.
The uk literally has alternative options for EVERY marriage benefit except married tax allowance, where £1250 of the tax allowance can be transferred, but only if you're a basic rate payer, meaning that only if one partner is earning under £12500 pre tax a year and the other under £50000 you can get up to £250.
KarasLegion t1_j51a25m wrote
Reply to LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
Women do it too and saying so isn't off topic. And your issue with that fact is ruining your topic.
You're the the bad guy here.
[deleted] t1_j519g16 wrote
Reply to comment by [deleted] in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
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weebeardedman t1_j519cv7 wrote
Reply to comment by PinkbunnymanEU in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
It's not just murica, the uk and eu gives a swath of legal/beneficiary and medical benefits for being married. Also, the uk does have a "married couples allowance" but it recently allows for unmarried partners as well.
But, regardless the u.s. situation is enough
SadieOnTheSpectrum t1_j51934b wrote
Reply to comment by KhaosDancer in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
I’m wondering too if I’m just not understanding the other comments, but women have to sacrifice their body for said baby… so like yes it goes both ways technically but not in a equity way. Unless I too am part of the problem?
Idk I think this is a great bit of pro tip advice! To be wary of partners that want to rush into life events we’re not ready for <3
SadieOnTheSpectrum t1_j518g3d wrote
Reply to comment by [deleted] in LPT If he is willing to make a baby with you, but unwilling or "not ready" to get married, RUN. RUN LIKE HELL by KhaosDancer
Lol this guy above not getting it
[deleted] t1_j52udak wrote
Reply to comment by atynre in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
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