Recent comments in /f/LifeProTips
keepthetips t1_j5505nw wrote
Reply to LPT: You can use your browser's URL bar to get rid of line breaks when copy/pasting from a PDF. by Vievin
Hello and welcome to r/LifeProTips!
Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.
If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.
Rafromone OP t1_j54zlsp wrote
Reply to comment by Puzzleheaded_Plant53 in LPT: If you have water in your ears by Rafromone
Suspiciously specific
Rafromone OP t1_j54zkzb wrote
Reply to comment by Master_Tape in LPT: If you have water in your ears by Rafromone
Not at all
Rafromone OP t1_j54zkba wrote
Reply to comment by woburnite in LPT: If you have water in your ears by Rafromone
If you like but works without the banging in my experience
woburnite t1_j54z4ta wrote
Reply to LPT: If you have water in your ears by Rafromone
Can also bang the unaffected side with your hand while hopping.
Puzzleheaded_Plant53 t1_j54xdw3 wrote
Reply to LPT: If you have water in your ears by Rafromone
Don’t do this on a flight to Paris while on a private jet though
Master_Tape t1_j54xduf wrote
Reply to LPT: If you have water in your ears by Rafromone
Do i have to have water in my ears to do this?
keepthetips t1_j54wii3 wrote
Reply to LPT: If you have water in your ears by Rafromone
Hello and welcome to r/LifeProTips!
Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.
If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.
[deleted] t1_j54b9fu wrote
Reply to comment by stephenmg1284 in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
[removed]
atynre OP t1_j53ycfa wrote
Reply to comment by __Robocop in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
You are right I mistook the form number 🤦
__Robocop t1_j53xq4h wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
W9 doesn't include withholding...
https://www.irs.gov/pub/irs-pdf/fw9.pdf
Maybe you're thinking of a W4?
Illustrious-Gas-9766 t1_j53ttlw wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
I try to go a little bit the other way, so I get a little back between state and federal taxes.
April can be a tough month to come up with extra to pay taxes.
For me, it's easier to overpay a little so that when taxes come along I get some back.
stephenmg1284 t1_j53qqxj wrote
Reply to comment by randyest in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
I'd aim for 7.5%. Give yourself some room for errors. This also assumes that you are saving the money.
randyest t1_j53aurw wrote
Reply to comment by atynre in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
Ideally you owe 9.99% of your tax due.
[deleted] t1_j536zib wrote
ryjohn429 t1_j535tuv wrote
Reply to comment by stevewood6 in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
He makes the same salary I do at the same job, has the same number of kids and is the same age. He's broke because of a two-pack-a-day smoking habit, a case of beer a night, and lots of other poor decisions.
stevewood6 t1_j530k7x wrote
Reply to comment by ryjohn429 in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
Your friend probably doesn’t apply here if they are that broke. Likely earned income credits etc playing a role and not withholding.
Jaded_Prompt_15 t1_j5308d7 wrote
Reply to comment by Comfortable-Policy70 in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
You can even claim "exempt" from withholdings for social security...
Every year, lots of idiots find that out. And they assume it means they're somehow exempt from it. Like, there's just a secret opt-out that no one knows about.
So they change it, and because they think it's a secret life hack, they don't tell people they found it.
Then Social Security calls their employer, locks them at a high deduction, and give them a giant debt.
Just pay taxes as you earn money, it's not worth the hassle
nekogatonyan t1_j52zs58 wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
I tried to do this by following the IRS calculator on their website, and my employer's accountant called me and said it didn't make sense. So they set my withholding to 0. Oh, well.
Send_Your_Noods_plz t1_j52x954 wrote
Reply to comment by Comfortable-Policy70 in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
Yeah, 50 extra on your paycheck means you can go out 1 night. Most people are not taking that money and investing for essentially pennies over the course of a year. If you make enough that it's not just pennies of interest this makes sense but for a lot of people out there were talking a hundred or two at best
Send_Your_Noods_plz t1_j52wu6y wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
This is financially the best decision because you can invest the money each check... if you actually do that. If you are the type of person who looks at their bank before deciding they can go out that week to dinner, or get fast food on a whim and never seem to really be saving money, it is kind of a forced savings account that you can't touch. It's not just a 0% loan you gave to the government, if you save the money you would have spent otherwise that's your interest. Me personally 50$ a paycheck missing isn't hurting, it forces me to tighten my belt. What I do enjoy is getting 2300 lump sum. I'd of spent it on other things throughout the year, but now I can buy bigger things like a vacation.
Disavowed_Rogue t1_j52wf3u wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
This is good advice. It mostly works out for me, but this year I reported my crypto and ended up getting a refund. I'll take it to offset the loss :)
Reddit-username_here t1_j52vwcy wrote
Reply to comment by frankstuckinapark in LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
Lol, no it's not illegal. You're allowed to adjust your withholding to whatever you want. It's a tradeoff between risking having to pay in at the end of the year or getting money back at the end of the year.
ryjohn429 t1_j52vojj wrote
Reply to LPT: update your W9 withholdings so that you *owe* a little on your tax return instead of aiming to get a refund. by atynre
I have a friend who is constantly broke and trying to figure out how to stretch his groceries until next payday. But every year he gets a $6k tax refund. He can't seem to wrap his head around the fact that he's loaning the government $500/mo, interest free, and has to wait the whole year to get it back. Foolish.
I've set mine up so I pretty much break even every year. Most years I get a small refund, this year I'll probably owe a bit.
AliXpress t1_j550bob wrote
Reply to comment by woburnite in LPT: If you have water in your ears by Rafromone
No, don't do this)