Recent comments in /f/LifeProTips

BouncyDingo_7112 t1_j5i0wmb wrote

Not a good tip. Like someone else said cars could’ve changed up to five times before you came back. Meaning the photos of the cars you took when you walked away is not the one that dinged you. It could have been the second or third car that parked next to you since then. But you’re going to call in and give the information of the innocent guy who happened to be there when you parked & walked away.

A better LPT would be if you have the opportunity to park at the far end of the parking lot where there are very few cars to ding you. And don’t be that person who unnecessarily straddles two different spots.

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AnimaLepton t1_j5hzpm6 wrote

Your Money or Your Life also brings up the life and retirement investment aspect of it. It's the book that popularized the term financial independence, i.e. r/financialindependence, which is about having enough income from your investments to cover all of your expenses.

Like with everything else, personal finance is personal, and you want to strike a balance that makes sense for you. There's a bunch of dated stuff in there since the book was first published in '92 (even if it's been revised since then and has a 2018 release), but there's some solid advice there too. The advice can just get lost in the 'you can't afford a house because you spend money on avocado toast!' reproaches some people/news outlets take online.

You don't need to deprive yourself, just be deliberate in your spending. If you can reduce your expenses by $10 a week, that's ~$520 a year. Invest that for 10 years at 7% growth (after removing inflation), and that's a solid $7000 dollars. (Your expenses in retirement are also $500 less per year than they would be otherwise, but maybe that doesn't matter for your eating out decision). If you decide 'hey, that's still worth it to me,' then make that financial decision and spend the money guilt-free with the knowledge that it's a conscious choice rather than something that ran away from you.

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WiseChoices t1_j5hvx1x wrote

This is a good tip. I used it in parenting.

I taught the children how many hours of work it would take to pay for things. They learned that well.

All are responsible adults and not in debt.

Excellent LPT 👍

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duckredbeard t1_j5hubhr wrote

Tasker. Makes your smartphone into a friggin genius phone.

For example: If I plug in my phone and lay it face down after 840pm at home, Tasker checks my next alarm and says it out loud, turns off all my lights, advises me if there are any doors/windows open or unlocked, locks both of my cars, sets my phone to silent and dims my phone's screen.

When my phone loses Bluetooth connection to my car, Tasker gets my location and saves it to my home screen (I travel a lot and airport parking lots are big). Tasker also sets my volumes to levels appropriate to where I am (low at home/loud at work). If I am home, Tasker locks my car about 45 seconds after the disconnect.

As I leave a 3km radius of my home, Tasker checks if there are any doors/windows open or unlocked at home and announces any issues.

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humvee911 OP t1_j5hstnu wrote

If I remember correctly the book touches on this subject as well by essentially encouraging people to be frugal and not let the "lifestyle creep" happen. The extra money should be saved for retirement, a much better prospect than an hour at a restaurant every day.

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ABena2t t1_j5hsi15 wrote

ok. but food isn't free. if you went to the store and made it yourself you would have spent some money. Sure, it's cheaper but it still may have cost you $300. And then how much time did you save not going to the store. not cooking. not cleaning. There's only so many hours in the day. It's expensive but your not $500 in the hole. It might have cost you $200 for the convenience and the time you saved.

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Dauoa_Static t1_j5hqnpd wrote

This is a pretty good life pro tip, but I feel like the further I progress in my career, the more I justify spending money lol. "Oh, $10 for lunch? No problem, that's just 15 minutes of work". Then I look at my credit card statement and spent like $500 on food

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keepthetips t1_j5hondt wrote

Hello and welcome to r/LifeProTips!

Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.

If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.

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keepthetips t1_j5hoeos wrote

Hello and welcome to r/LifeProTips!

Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.

If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.

1