Recent comments in /f/LifeProTips

tacticalpotatopeeler t1_j5ixyfr wrote

Is that your regular hourly or adjusted after taxes and fixed expenses?

I’d recommend figuring that number out, and use 8 hour days (or whatever your usual shift is) to determine how long it would actually take for you to earn that money, after paying your other obligations (rent, utilities, food, transportation, etc)

Unless you’re living at home and don’t have bills to pay, my guess is that it would take at least 2-3 months to earn enough extra to pay for $1,000 phone if your non-adjusted hourly wage is $9.

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RoastedRhino t1_j5ivepc wrote

I have heard this advice multiple times but I don’t think it works well. I think this way you severely overestimate your budget.

If something costs 1 hour or work, it seems like one eight of a day. In your brain, you could think that you can make 8 of those expenses a day.

In reality, you are probably working from 9 to lunch break to pay rent. Then another couple of hours to pay taxes. And one hour to pay insurances. You are left with one or two hours of time when you are working to earn money you can dispose of freely. And part of it should go to savings for your old age.

So effectively the LPT is ok if you think of an expense in terms of time and then you ALSO know how many minutes you are working for fun money per day, but at that point why don’t you just learn how to do your budget in dollars and get an estimate of your weekly budget for shopping/ dining out/ entertainment, etc.?

Maybe it takes some effort, but it seems to a good investment of your time.

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EmilyLovs t1_j5iud47 wrote

Throw in some sandbags, and a few kettle bells, and you can get a pretty good workout at home.

Still though, I haven't found any good solutions to replace good old weighted deadlifts and squats with bodyweight alone.

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divepilot t1_j5isaaf wrote

Take off fixed costs first to calculate your "hourly income". You still need to pay taxes and stuff anyways.

(Income - Taxes - Housing - Interest - Insurance)/(hours worked)

It may be less than you think.

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ackermann t1_j5iqd6j wrote

Hmm, so even with inflation, there weren’t too many places you could park your money, and do better than just leaving it in your checking account? Precious metals maybe? Gold and silver?

At least we bought the maximum of I-bonds. Lol, those were probably our best investment last year, haha

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AnimaLepton t1_j5iq582 wrote

VGSLX (a REIT) also dropped like 25% last year. Individual areas of real estate may have done well, but plenty did poorly with the continued influx of remote work, RTO failures, and higher monetary concerns due to layoffs and fears of a looming recession. By the end of 2022, quite a few residential properties in my area (suburb of a large city) listed at initial sky-high valuations, didn't find any takers, and have been seeing a continuous slow decline while bleeding money in utilities, listing prices, and property taxes.

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RedditUserWar t1_j5ippzz wrote

Or you could just learn calisthenics, it's pretty much only compound exercises. Plus, you can do them almost anywhere if you know the movements that work the specific muscle group you are targeting. Has a bigger learning curve but the freedom and fun it brings are worth it imo.

There is a downside however, there isn't any progressive load, so once you are able to lift basically your entire weight in any position, you will just be doing more and more reps to get the same effect which is not good for strength building. At that point its mainly endurance training. So it isn't the end all be all sadly.

Btw with calisthenics youll look HELLA cool being able to defy gravity hehe. 😎

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Scuka1 t1_j5ipkof wrote

Been doing that for almost 10 years now.

It's true, as a recreational lifter, you only need a few basic compound exercises. No need to bother with all the isolations, 5 exercises per muscle group, and all the other bro bodybuilder BS.

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Scuka1 t1_j5ipghj wrote

Something is better than nothing, but there are limitations to bodyweight exercises.

The big advantage of barbell exercises is the fact that they can be adjusted for each individual, regardless of where they are. From complete beginners to elite athletes, everybody can perform a barbell exercise in a way that's beneficial for them. You can precisely dose the weight you need at that particular moment, which is something that's much more difficult to do on many bodyweight exercises.

But, if you don't have access to a gym, do bodyweight by all means, it's still a great thing to do.

Btw., I believe the OP didn't mean "buck" in the literal sense, as in money.

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