Recent comments in /f/LifeProTips

Dreshna t1_j5k8afy wrote

Yes and no. For most people that is the case. Sometimes the reliability is the more important thing. If you routinely have to make flights or drive through the areas that are inhospitable to life, a roadside breakdown can cost you more than a car.

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nucumber t1_j5k68hd wrote

here's another LPT in the same vein...

delay your purchase.

you might see a thingy and think "wow, it ain't cheap but i just gotta buy that thingy!"

hold up. wait a few days and cool down. think about whether you really need it and whether you can really afford it, and, like this LPT says, how many hours of work it will cost.

i've avoided the purchase of many thingies by delaying a few days, and it's surprising how i soon forget about the thingy

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keepthetips t1_j5k688a wrote

Hello and welcome to r/LifeProTips!

Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.

If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.

1

WhittlingDan t1_j5k4x8c wrote

Now if only you made just $10 an hour then maybe you wouldn't have this concern about your lack of concern? A great Prophet once said "mo money, mo problems." I think I can help you with this difficult burden you carry... Just place it in these here pockets of mine and yes yes let me help...

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ramad84 t1_j5k2gt6 wrote

congratz on gettin out there - i relate to this post.

essentially youre paying for an experience - not a physical object. you will be more fullfilled by experiences than objects in the long run.

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HaikuBotStalksMe t1_j5k1lrx wrote

I just look at my check and divide by number of hours.

Allegedly I make $67,000ish. My first trick is that if you work 40 hours, you divide by two to get your pay per hour. So $33ish. But that's the fake number to compare a salary to hourly pay.

To get the real number, I take my biweekly check and divide by 80. It's been a while since I looked, but I think I make $1800 every two weeks after taxes, 401k, and insurance. So $1800/80 = 22.50

Ok, so let's go ahead and double that:

My real yearly salary (i.e. cash I can use) is $45,000.

So if I marry someone and mooch off them 100% (and don't get a tax status change), if I want a $250,000 house in cash, I would do $250/$45 = 5.55 years. So five and a half years to get a house.

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FTeachMeYourWays t1_j5k1imx wrote

Is it? hold on, an hour lunch every day in an enjoyable manner seems to out weigh having a some spare capital once retired? Some people may save there whole life and never get to experience retiremen....

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chiagod t1_j5k132p wrote

A corollary to this is to do a budget, figure out your weekly/monthly free spending money and figure out how many weeks/months of spending money you're blowing on said purchase.

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