Recent comments in /f/LifeProTips
assignment2 t1_j5k88l0 wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Yep you’re not trading money for stuff you’re trading your time via money
[deleted] t1_j5k7kbc wrote
isaikya t1_j5k7gnu wrote
Reply to LPT: When buying potato or tortilla chips, firmly squeeze the bag. If it slowly loses air pressure, your chips will likely be stale. by [deleted]
I used to work in retail merchandising and would see vendors loading the chips bags onto the shelves. Some would actually poke them with pins in order to let out some air and fit more of their product onto the shelves.
eGzg0t t1_j5k73gb wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
This outdated tip gets posted every month now.
SeveranceZero t1_j5k6uhd wrote
Reply to comment by JorgeXMcKie in LPT: If you think there’s no point to making a bed, you need a top sheet. by [deleted]
If by chance you sleep with the covers over your shoulders, try a couple nights with the covers just below them. See if that helps at all.
scrapqueen t1_j5k6jjs wrote
Reply to LPT: When buying potato or tortilla chips, firmly squeeze the bag. If it slowly loses air pressure, your chips will likely be stale. by [deleted]
I can just see people squeezing a bit too firmly and the chip aisle becoming quite the mess. LOL.
nucumber t1_j5k68hd wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
here's another LPT in the same vein...
delay your purchase.
you might see a thingy and think "wow, it ain't cheap but i just gotta buy that thingy!"
hold up. wait a few days and cool down. think about whether you really need it and whether you can really afford it, and, like this LPT says, how many hours of work it will cost.
i've avoided the purchase of many thingies by delaying a few days, and it's surprising how i soon forget about the thingy
keepthetips t1_j5k688a wrote
Reply to LPT: When buying potato or tortilla chips, firmly squeeze the bag. If it slowly loses air pressure, your chips will likely be stale. by [deleted]
Hello and welcome to r/LifeProTips!
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WhittlingDan t1_j5k4x8c wrote
Reply to comment by Dauoa_Static in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Now if only you made just $10 an hour then maybe you wouldn't have this concern about your lack of concern? A great Prophet once said "mo money, mo problems." I think I can help you with this difficult burden you carry... Just place it in these here pockets of mine and yes yes let me help...
TheSmolBean t1_j5k4sxk wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
i have been doing this my whole working life without knowing it was an actual concept someone thought of
Robert__O t1_j5k4o06 wrote
Reply to comment by RODAMI in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
The new avacado toast is an egg salad sandwich.
Robert__O t1_j5k4l6k wrote
Reply to comment by Dauoa_Static in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
That is the flaw to this logic. It also doesn’t take into account cost of living..
ManholeCanon t1_j5k3vkp wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
The problem is I can very easily convince myself that I can do 150 hours of work for that thing that I want to buy for my PC
[deleted] OP t1_j5k3l1o wrote
[deleted]
ackillesBAC t1_j5k3i3h wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Absolutely and all those X$ worth of groceries in Y city should X number of work hours worth of groceries instead
ramad84 t1_j5k2gt6 wrote
Reply to comment by CoolInvestigator in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
congratz on gettin out there - i relate to this post.
essentially youre paying for an experience - not a physical object. you will be more fullfilled by experiences than objects in the long run.
Reese_misee t1_j5k2c0a wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
If I did this I would be fucking miserable
PM_ME_WHITE_GIRLS_ t1_j5k27c4 wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
This puts the beef jerky companies out of business
ttgx1000 t1_j5k21mk wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Wow this would help with my disposable income… IF I HAD ANY.
imthatguydavid t1_j5k1n1s wrote
Reply to comment by nonametrans in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Fuck. That literally summed up my 20s
HaikuBotStalksMe t1_j5k1lrx wrote
Reply to comment by divepilot in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
I just look at my check and divide by number of hours.
Allegedly I make $67,000ish. My first trick is that if you work 40 hours, you divide by two to get your pay per hour. So $33ish. But that's the fake number to compare a salary to hourly pay.
To get the real number, I take my biweekly check and divide by 80. It's been a while since I looked, but I think I make $1800 every two weeks after taxes, 401k, and insurance. So $1800/80 = 22.50
Ok, so let's go ahead and double that:
My real yearly salary (i.e. cash I can use) is $45,000.
So if I marry someone and mooch off them 100% (and don't get a tax status change), if I want a $250,000 house in cash, I would do $250/$45 = 5.55 years. So five and a half years to get a house.
FTeachMeYourWays t1_j5k1imx wrote
Reply to comment by humvee911 in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Is it? hold on, an hour lunch every day in an enjoyable manner seems to out weigh having a some spare capital once retired? Some people may save there whole life and never get to experience retiremen....
chiagod t1_j5k132p wrote
Reply to comment by WiseChoices in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
A corollary to this is to do a budget, figure out your weekly/monthly free spending money and figure out how many weeks/months of spending money you're blowing on said purchase.
Chris_ssj2 t1_j5k0zre wrote
Reply to comment by RODAMI in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
But the more we delay the maintenance, the more fuel it will keep on guzzling though...
Dreshna t1_j5k8afy wrote
Reply to comment by RODAMI in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
Yes and no. For most people that is the case. Sometimes the reliability is the more important thing. If you routinely have to make flights or drive through the areas that are inhospitable to life, a roadside breakdown can cost you more than a car.