Recent comments in /f/LifeProTips

harley9779 t1_j6az4m1 wrote

Same manufacturer, different part number.

You're not wrong, just lacking context. Most people can't afford, or don't want to pay for quality items. They want what they need for the lowest price possible.

Big box stores cater to these people. They stock the lower quality items. They also stock higher quality items, but either in lesser quantities or by special order.

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speculatrix t1_j6axprs wrote

Just complain about the weather or the traffic this morning, or not being able to find a good parking space. These are common gripes, and will resonate with many people. Then let the conversation drift to other topics.

Or sports. Find out something about the local popular sports ball team.

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Smallios t1_j6ax9zl wrote

>All of the items you list come from several different manufacturers and are sold through Home Depot, Lowes, etc. Some brands are cheaper quality, some are better.

No dude, OP is correct. HD and Lowe's have the same exact faucet from the same manufacturer but built with inferior internals; the local plumbing supply house has the same thing but with the internals that were originally engineered for that unit.

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tim36272 t1_j6aw1iv wrote

No, the optimal strategy is to shoot for a $0 refund every year. You can use the IRS's calculator at https://www.irs.gov/individuals/tax-withholding-estimator to try to make that happen.

Just because it is mathematically optimal doesn't necessarily mean it is right for you, though.

If you get a refund at the end of the year you basically gave the government a loan and they are paying it back. You can use that as a kind of hidden savings account if you'd like, and that may be psychologically better in your situation. But financially it is always better to shoot for a $0 refund.

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fredsam25 t1_j6asma2 wrote

If you get a huge tax refund, that means you overpaid throughout the year and gave the government an interest free loan. If you have a huge tax bill, that means you got an interest free loan from the government, and they'll put a stop to that real quick. If you have no refund and no tax bill, you correctly guessed how much taxes you were supposed to pay.

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