It's because how bad Houston is :( Specifically, Harris County.

$1200 for basic coverage!?

I pay $1600 annually for 2 cars. One is a 2021 with full coverage and the other is a 2006 weekend car I have liability only for. Unless you are a new driver or have a bad driving record, $1200 is a lot

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I doubt Costco actually provides insurance. They are a third party reseller.

In the past, Costco was able to get good discounts on things like car insurance, car rentals, vacation packages etc, but nowadays it is always cheaper to book direct. Brands make it much hard to use third party services in today’s world and if you have issues, it is much harder to get help from the brand you are using due to booking through a third party.

What if I'm seen as overly curious and annoyingly nosy?

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I've used greyhound freight. It was like $10 to ship a car bumper from Minneapolis to Mississippi 10 years ago. Rates are probably a little higher now.

Single use plastics need to be minimized

Number one thing that can help is to start getting curious and interested about other people's stories.

Only insurance I’ve had that was unbeatable, yet has gone down in the past renewals

Pro tip from my brother: you can send it via Greyhound bus and will probably be much cheaper than anywhere else.

When people ask me why I don't want kids, I tell them the same reasons I don't want to move to Ohio. I've never had interest in Ohio, I've never wanted to live in Ohio, especially for the next 18-20 years, while I don't have anything against Ohio, necessarily, I don't really like it, and I'm not going to move to Ohio just because other people want me to/think I should.

USAA, even better. A LOT BETTER!

LPT: If you want someone's attention and they seem to be ignoring you, that means that do not want to talk to you and you should leave them alone.

Use fedex to ship boxes to yourself

Man, I feel for those from cultures where invasive questions about children are just common place.

I think all types of sugar are processed the same by the body

It's crazy how much location affects rates. When we moved 2 towns over, literally 9 miles apart door to door, car insurance rates went down due to the new location being deemed a lower risk than old.

I had USAA about 10 years ago but they haven’t been competitive for me since.

My MIL does this but doesn’t really clean them particularly well. Then she puts the used bags, often with crumbs and/or grease, into the box with the new bags. So it’s like a lottery when you pull out a bag. I, also, hate ittttttt

Therapist here: Mindfulness practice is truly the best bang for your buck in terms of time/effort spent to help with mood regulation.

That and learning specific distress tolerance skills taught through something like dialetical behavior therapy.

You can get a cheaper moving company, but they're notorious for "losing" boxes. Uhaul doesn't bait and switch, you know your exact cost. Can your car haul a trailer? PODS is ungodly expensive.

Sell what you can. UHaul or other truck rental, the price you see online is going to be the price you pay, unless you damage the equipment. If you are worried about towing your car, get a friend to drive it for you while you drive the truck, or vice versa and they fly or take a bus back. Or you leave the car behind and take a bus or fly back to pick up your car.

PODs is the safest. Driving a U Haul is precarious.

I figured it was so if either partner ended up in the hospital the other would be able to visit and make medical decisions. I’m sure there are other spousal privileges that a piece of paper grants but I don’t know offhand what they might be.