Recent comments in /f/Maine
metalandmeeples t1_j5u4epp wrote
Reply to comment by Antnee83 in In need of help by YogiJ3ear
This is actually great advice if you don't have an immediate need for credit despite what finance bros like Dave Ramsay say. It's better to trash your credit for 7 years than trash your foreseeable financial future.
megamoose4 t1_j5u31jv wrote
The Norlands!
Plus they really need the support right now.
the_wookie_of_maine t1_j5u2xci wrote
You should look at different rates if you apply to them on the CMP site: CMP Pricing
Depening on your usage you might be able to get a lower rate (From SEASONAL HEAT PUMP, ELECTRIC TECHNOLOGY RATE, LOAD MANAGEMENT SERVICE)
[deleted] t1_j5u2wpj wrote
Reply to CMP shenanigans? by Ifellinahole
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Candygramformrmongo t1_j5u1ouk wrote
So many to choose from. Paris Hill with the old Oxford County jail and the Hannibal Hamlin Mansion. Beautiful views of the Whites from there too. Nearby is Snow Falls with the ruins of an old gunpowder mill.
Claudius-Germanicus t1_j5u1nhz wrote
Reply to comment by TarantinoFan23 in The Irving Family is the single largest landowner in Maine, owning 1,267,792 in the state. They have also planted more than 1 billion trees across Canada and the United States. by Raz0rRamon
If being a square was a crime, they’d have you booked for life
Carleton_Willard t1_j5u139n wrote
Title isn't very accurate nor does it make sense.
Our utilities did not request or benefit from the more than 120% in rate increases in the last year. Your monthly electric bill has doubled and tripled because of natural gas/ supply. Its only fair to understand the facts and know who you should be angry with.
Ifellinahole OP t1_j5u116t wrote
Reply to comment by Crittybees in CMP shenanigans? by Ifellinahole
I have had auto-payemts set up for years, and this is the first issue.
TimothyOilypants t1_j5u0wsj wrote
Reply to comment by sirgoofs in Powers out, generators broken, CMP is still assessing and I can’t have my coffee. How many are in same position. by dadoftwins04
Cool! Maybe you'd like to come give a presentation to my first nations community?
respaaaaaj t1_j5u0ek4 wrote
Reply to CMP shenanigans? by Ifellinahole
CMP's billing system seems to be both understaffed and way out of date and they just pass as much of fixing it as possible to the customer and the customers banks.
Carleton_Willard t1_j5u0eb1 wrote
Reply to comment by sledbelly in Powers out, generators broken, CMP is still assessing and I can’t have my coffee. How many are in same position. by dadoftwins04
Trees will still need trimming, natural gas will still be gouging us and we will then be on the hook for $10B plus in debt.
ecco-domenica t1_j5tzto4 wrote
Hamilton House in South Berwick
TarantinoFan23 t1_j5tzt1d wrote
Reply to comment by Claudius-Germanicus in The Irving Family is the single largest landowner in Maine, owning 1,267,792 in the state. They have also planted more than 1 billion trees across Canada and the United States. by Raz0rRamon
Why would I be in court? I don't even know the case. I spent last 2 days shoveling.
I am sorry, but can you be a little more clear with your insults?
sirgoofs t1_j5ty8rq wrote
Reply to comment by TimothyOilypants in Powers out, generators broken, CMP is still assessing and I can’t have my coffee. How many are in same position. by dadoftwins04
I bet I understand what colonization did to this continent much better than you think I do
telafee t1_j5txk4w wrote
State of Maine museum is an awesome day in Augusta!
Claudius-Germanicus t1_j5txi60 wrote
Reply to comment by TarantinoFan23 in The Irving Family is the single largest landowner in Maine, owning 1,267,792 in the state. They have also planted more than 1 billion trees across Canada and the United States. by Raz0rRamon
Yeah that’ll stand up in court. Come back from Florida and shovel your driveway like a man!
TimothyOilypants t1_j5tx44v wrote
Reply to comment by YogiJ3ear in In need of help by YogiJ3ear
To echo what u/flocking_north said; if your personal bank or local credit union isn't able to do anything like a secured consolidation loan for you, you're pretty much at the mercy of predatory loan companies. Only advice I can give is try and stay away from unsecured (revolving) lines of credit. These will have higher interest rates and are more likely to create more risk for you down the road.
You're better off looking at programs that can help subsidize your food, heating, etc. to free up more of your income to pay down debt.
Everyone needs help sometimes. Don't suffer for pride. You'll get through this.
sledbelly t1_j5twud6 wrote
Reply to In need of help by YogiJ3ear
Do you belong to a credit union? They are typically easier to work with than larger banks.
I would also look into your town hall, they have programs that can help if you need to pay some bills like electricity and heating.
Antnee83 t1_j5twsd5 wrote
Reply to In need of help by YogiJ3ear
I don't know your situation, but no money + bad credit + a loan is gonna be a force multiplier that makes your situation worse (by a lot) in the long run.
Don't get trapped into a payday loan cycle. Do anything but that. Sell shit if you have to.
You say it's for bills- depending on exactly what it is, you may be able to get away with just not paying it right away and be better off (ESPECIALLY medical bills. Throw them right in the trash, I'm serious). Overdue bills aren't going to gather interest, generally. A loan to someone with shitty credit absolutely will.
Just something to think about. Sorry to hear about your situation.
[deleted] t1_j5twsa0 wrote
Reply to In need of help by YogiJ3ear
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YogiJ3ear OP t1_j5tvp9g wrote
Reply to comment by flocking_north in In need of help by YogiJ3ear
Personal loan, bill mostly. I’m self employed and this winter has not gone well.
Muted_Discussion_550 t1_j5tviy5 wrote
manual84 t1_j5tv4fh wrote
Reply to comment by guethlema in Powers out, generators broken, CMP is still assessing and I can’t have my coffee. How many are in same position. by dadoftwins04
Couldn't have said it better myself. And you make a great point about the purpleness of this state. I love the idea of revolution, of trying something new in theory... but in practice? People need to get real. Let's organize the garage.
flocking_north t1_j5tut3j wrote
Reply to In need of help by YogiJ3ear
What are you trying to get a loan for? Generally, you are going to get a bad deal if you have bad credit. Bad credit = high risk, so you are going to pay out the nose in interest wherever you go. You might get approved for a loan, but no lender is going to "help" you, they are going to ream you out.
Voltron1993 t1_j5u51y4 wrote
Reply to Favorite historical sites to visit around the state? by drleospacewoman
Fort McClary State Historic Site. Chill place to relax and watch boats go by on a summer day.
B52 Crash site on Elephant Mountain
Coles Land Transport Museum.
The Major Reuben Colburn House. Benedict Arnold used this site as a launch point for invasion of Quebec during Revolutionary War
Bowdoin College Museum of Art. They have some nice historical pieces from Ancient Greece/Rome/Middle East.
Joshua L. Chamberlain Museum in Brunswick. Nice little tour.
Squirrel Point Light. Nice little hike and nice place to hang in the summer and watch boats and seals float by. Also there is a Revolutionary War graveyard before the trail head. One grave is of an officer who guided Arnold up the Kennebec to spot #4 above.
Fort Gorges. You need to charter a boat or kayak out there, but worth it!
2 Ammo Industrial Park, Bangor Maine. Lost my virginity here in 1992 in the back of my Buick Lesabre. Epic historical event.