This tell his lazy ass to get a job. Literally everywhere is hiring.

I once saw a Dodge pickup with Ram on the back tailgate and someone painted "a lam a ding dong" under it.

What the buck are you going on about?

Lewiston/Auburn, but frankly I'd be willing to drive him anywhere he needed to get to.

What area?

Same. Talked my spouse out of it. Hah.

I would. My home needs help. But I’m in a GRAY area an no one wants to come here, I swear.

Get that lad on a lobster/fishing boat. He'll have room and board while making good money. Good enough to come home with rental dough to get set up with a place. Don't get sucked into this vortex, been there, done that, with people I really care about. (And will again, tbh, lotta "free spirits" in my circle) But there is a massive difference between helping and enabling.

Did you miss the part of my post where I said:

there are people WITH jobs and families that don't have housing.

Either that or driving with a car that says "Dodge" is a dire warning to deer everywhere.

CoolWorks.com

It’s all seasonal work. Jobs include cheap, and even sometimes free, housing and food. It’s a great way to save money because you work and don’t really have bills. I have a friend who got a DUI, lost his license and was on track to be homeless. He found a job at a resort and over the course of a season was able to save up $10k.

uh, what are you looking for exactly? a law preventing people from selling their houses for too much?

Haha. Anybody that needs an electrician. $105 is a bargain these days!

Came here to say this.

Bless the Gorham connector, I anxiously await the day there is no longer bumper to traffic on my commute on County Road anymore 😄

I'm not mad at anyone.

Do you know of any program that gives free housing?

He needs a job then send him to the homeless shelter (Portland). He will have food shelter

i kinda wonder if it’s just a taxidermied head as a bit

By mortgage I meant the whole payment to the bank (i.e., including taxes and insurance). My full monthly payment, taxes and insurance included, is over $1,000 less than my house would cost to rent.

Mortgage lenders look for 35ish% debt to income. Some will go up to 45%. Even 50% sometimes.

The first one is very reasonable. The second two imo are borderline irresponsible.

Their rent payment doesn’t matter for getting a mortgage.

If they can’t get a mortgage; it’s either their income isn’t high enough to keep housing to an acceptable percentage or they have other debt issues.

That system isn’t the problem. That’s all very fair. Remember; just because they’re paying rent doesn’t really mean they can afford that rent. A lot of people are paying more rent than they should.

Which leads to the biggest issue being zoning and a lack of units leading to higher prices which have nothing to do with mortgages and is something they have a say in through voting.

Whhaaattttt the f

Ey yuh!

I know how it works. I have owned multiple houses (not at the same time, so put down your pitchforks)

I'm just trying to draw a distinction between the home loan part (what you get preapproved to spend) and the rest of the fees you're expected to pay monthly. The home loan part is traditionally a fixed payment, whereas the taxes/insurance can vary over time.

My last home was 860/month for the mortgage to pay principle and interest. Over 6 years the taxes/insurance went from about 300 to 400 a month.

Those aren’t damages. That’s wear and tear. Insurance doesn’t cover that.

I mean, that's a fair point, but as an owner of an old fixerupper money pit myself, I can confidently say that those expenses pale in comparison to paying rent.