Recent comments in /f/RhodeIsland
Separate_Safe2779 OP t1_j5rdwli wrote
Reply to comment by slow_show777 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
We’re in a DIA flight path now, actually, so we’re used to it!
Separate_Safe2779 OP t1_j5rdtfs wrote
Reply to comment by strugglebus984 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Really good to know!
TzarKazm t1_j5rcm10 wrote
Reply to comment by Separate_Safe2779 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
To give you an idea on flood insurance, I was looking at a house that was in a flood zone, so I got a quote for flood insurance: $6,600 a year. Which is never going to go down, and might go up.
Also flood insurance only covers a max of $250,000 in damage. If the house were a total loss, I would be out a lot of money.
I decided that having flood insurance be 25% of my mortgage payment was unacceptable. I could buy a lot more house with that money.
slow_show777 t1_j5rcm05 wrote
Reply to comment by Separate_Safe2779 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Pilgrim high school is definitely in the flight path for PVD airport so you should definitely take into consideration whether significant noise from planes overhead would be bothersome to you or your family members.
strugglebus984 t1_j5rci79 wrote
Reply to comment by Separate_Safe2779 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
There are other differences too. Where I moved from, the rules were strict and followed to the letter. In RI it is definitely not that way.
Separate_Safe2779 OP t1_j5rc8ko wrote
Reply to comment by strugglebus984 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Super helpful - thank you for the insight!
Cash50911 t1_j5rc7s1 wrote
Reply to Rough sawn lumber by jrg861
The bargain buyer for northwest RI usually has a rough sawn lumber listing
kelloggs8787 t1_j5rc02l wrote
Reply to comment by Separate_Safe2779 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
I hope it all works out for you and that your realtor has more insight to give you peace of mind!
strugglebus984 t1_j5rbpj4 wrote
We had contracts on a few houses before we were finally able to purchase. In my experience, this is pretty common in RI. The real estate market is quite a bit more loose here. Very different here than many other states Many of the homes here are older and the sellers really don’t know the info. Even if your purchase isn’t contingent on an inspection, you can still have an inspection done and that should answer most of your questions.
Separate_Safe2779 OP t1_j5rb8kb wrote
Reply to comment by derpbeluga in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Thanks for that. We’re concerned about that for sure. I keep asking people whether they’d risk it for a great location, and I can’t get a consensus.
Loveroffinerthings OP t1_j5rb128 wrote
Reply to comment by Diligent-Pizza8128 in What’s happening with this Bintimani/AS220 drama? by Loveroffinerthings
Ohhhh it got spicy! Like I’ve said, this dude from Bitimani seems like a grifter. He doesn’t get his way and then blames someone else. The one person saying they took forever to serve food, and didn’t clean up seems to be the reason they didn’t want to collab anymore. Happy that the youth have come to bat for AS220.
Human-Ad2370 t1_j5rauas wrote
Reply to comment by MadLove1348 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Second this recommendation
derpbeluga t1_j5rarjs wrote
Reply to comment by Separate_Safe2779 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Pay attention to flood zones. If you are in a flood-zone you are required to have flood insurance. Also, I wouldn't want to deal with that stress.
Separate_Safe2779 OP t1_j5ranxt wrote
Reply to comment by MadLove1348 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Thanks for the tip!
Separate_Safe2779 OP t1_j5ralk0 wrote
Reply to comment by kelloggs8787 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Oh wow! That’s actually really helpful insight. I have an email in to my realtor as well, but you know how local homeowners just know stuff sometimes!
Separate_Safe2779 OP t1_j5radvx wrote
Reply to comment by RIFCSUPERFAN in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
We did quite a bit of research and drove around a lot in October when we were in town. We have autistic people in my family, so the stuff that makes Warwick unattractive to some people (big box stores and chain restaurants) is actually great for us, and it’s very similar to the environment we live in now outside Denver. We like the area around Pilgrim High School in particular and are also considering a house near Conimicut Point. There’s not much inventory, unsurprisingly.
VirtualPear2505 t1_j5r9zy7 wrote
Reply to Does anyone know a place that will replace my windshield for less than 1000 dollars in RI? by Initial-South5908
Try old fashioned Google, not kidding lots of places repair/replace Windshields. Also check out your car's insurance policy, lots of companies cover windshields from damaged to total replacement good luck 🤞
MadLove1348 t1_j5r9jfy wrote
Use patriot inspection - he leaves no stone unturned. Source- used him on two of our homes and brother did not use him and he wish he did
kelloggs8787 t1_j5r962v wrote
I'm in the middle of selling a home in RI now, and we marked "unknown" on most of the lines, because we didn't have the proper documentation to prove what we knew/ were aware of. The previous owner had a bathroom installed in the basement but never got permits for the work, so we couldn't even add that it had that bathroom on our listing.
I would ask your realtor about it, as they are way more privy to what's up with the seller. Could be nothing, but if your gut is saying that's weird, then it probably is.
RIFCSUPERFAN t1_j5r8u1j wrote
Welcome to the ocean state from the rocky's to the beach ... where in warwick are you moving too? I assume you did all the neighborhood research!
jrg861 OP t1_j5r7xf3 wrote
Reply to Rough sawn lumber by jrg861
Thank you all. For your knowledge
Separate_Safe2779 OP t1_j5r7wz1 wrote
Reply to comment by newtoRI22 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Good to know inspections aren’t being waived right now. Coming from Colorado, 100-year old homes are a whole new thing to consider!
Separate_Safe2779 OP t1_j5r7qvw wrote
Reply to comment by Status_Silver_5114 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Yep, exactly.
Separate_Safe2779 OP t1_j5rdztq wrote
Reply to comment by kelloggs8787 in Buying a home in Warwick - extremely shady disclosure document by Separate_Safe2779
Really appreciate the help!