Recent comments in /f/RhodeIsland

BernedTendies t1_jd3rdqg wrote

Reply to comment by WineBotBabe in What do you do? by Loveroffinerthings

I feel like a dog should be put out of its misery if the cost to keep it alive is large enough to put a dent in a dual income budget. But yeah, I get it people are willing to do a lot for those 4 legged best friends

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[deleted] t1_jd3mhon wrote

Reply to comment by [deleted] in What do you do? by Loveroffinerthings

My own situation aside….

I know a TON of people my age (30s) that have waterfront houses, $100k+ cars, constant exotic trips, etc.

All of them are daddy’s money. The houses are the parents investment houses, the cars are leased to their parents business, their “jobs” are six-figured at parents business to be “social media managers” not doing anything, etc.

Only know one person who’s in their 30s, and self-made living that lifestyle. She is an OnlyFans content creator.

Know a lot of people in the car scene. Good chance that when you see an exotic, it’s actually an investment. I know one person in particular that still lives at home with his parents, and has a McLaren, which has increased in value similar to the housing market.

Generational wealth is definitely the name of the game around here.

Also know some people who made out like bandits when selling their homes in the past few years. Specifically people who bought an investment property in 2017-2019, and decided to sell it recently. They ended up with an extra 6-figures in their bank account, and a lot of them blew it on fancy cars and stuff, instead of jumping back into real estate market immediately.

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[deleted] t1_jd3l4b5 wrote

Software engineer, 6-figures.

Drowning in debt, living paycheck to paycheck.

Can’t blame economic woes for my situation, this is entirely my own fault.

You wouldn’t be envious of my car or my home, if you saw what % of my income they are.

“Quarter tank of gas, in my new E-class, but that’s alright, because I stay fly”

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BrendanGerew t1_jd3htbc wrote

I’m a licensed electrician, started in the trade at 18. Was licensed by 22 making great money. Also have a degree in electrical engineering that I will fall back on later in life. Wife stays home to take care of our child because daycare was more then she makes. I pay all the bills and work extremely hard. We drive 16 and 19 year old vehicles that I maintain mechanically and run excellent. I lucked out and bought our house in Charlestown in 2017 at the perfect time. I have been contributing to my 401k since I was 24, and now work for an ESOP company. At 30 years old I have far more into my retirement then anyone else I know my age. Not gonna life I do have a down east style boat, but again bought at the perfect time and she was a POS and I refit the whole boat.

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Proof-Variation7005 t1_jd3d1kv wrote

>Her claim was being offended when he mentioned consideration for pedos

I've seen some bad faith bullshit in my day but this is pretty absurd. Nobody has ever referred to that as a sexual orientation and there's never been any legislative attempt to do anything other than punish and criticize it.

Put bluntly, they are not and never would be considered a protected or marginalized class.

The choice to obfuscate the issue of sexual orientation with a disorder like pedophilia is a deliberate one and, frankly, one that has already led to people getting killed.

This isn't some whoopsy-daisy slip of the tongue. It was a deliberate attempt to antagonize and dehumanize.

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realbadaccountant t1_jd2y8h3 wrote

I do finance for a local municipality. My wife is an NP. Our combined income is 250k. Our house (bought in 2017) and cars are old and cheap. I am all about not having debt / investing whatever we can for our family & retirement. Maybe someday when the mortgage is paid, we’ll splurge on a boat or a vacation house, but right now with a small child that’s a totally unnecessary luxury we would rarely use.

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realbadaccountant t1_jd2wyah wrote

Reply to comment by Rhody1964 in What do you do? by Loveroffinerthings

That’s how we’re doing it too. House was bought in 2017 for a price well below our means then and even more so now. Cars were bought used and paid off quickly and we hope to ride them into the ground for 10 more years (they’re Lexus so it’s possible). We ditched Whole Foods / Dave’s unless it’s absolutely necessary and shop more at Aldi now than ever before. That has essentially saved us an additional car payment each month.

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wise_garden_hermit t1_jd2wg0n wrote

There are more households now, there are some stats in this thread. There are also fewer houses, apparently.

But yeah, there is a general trend whereby neighborhoods that lots of people moved in 30-40 years ago are largely inhabited by older folks. Usually these places were in locations close to cities that became more desirable in the last 20 years, increasing their housing values. The kids of these home owners can't afford a house in the same area, so they move away.

It's a sad cycle that leads to both the parents and the kids more isolated because no one can afford to live near each other.

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Rustygaff t1_jd2vzt6 wrote

There are 3 classes of folks in RI. The wealthy shoreline folks who are mostly from out of state and the locals who service them. The remainder are the interior RI’ers who are blue collar.

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