What areas have you tackled so far if you don’t mind me asking? Also what city/town had the most so far?

If you can get a house at a good price point, you can always refinance when the rates go back down. I’ll take a cheap house with a higher rate over an expensive house with a lower rate. You can’t fix it after you’ve overpaid

This grant will be gone before anyone seeing it gets under contract.

But how does inventory look?

No, because then I would have to live in RI.

I mean I wouldn't. I already live here. But there are worse places to live.

What’s wrong with a defensive battle? They can be really exciting. Maybe the goalies put on a show, maybe the woodwork is hit multiple times. Regardless, there were 38 goals in MLS last Saturday so if you really need goals, there are plenty. And, the games are over in under 2 hours and there are no commercial breaks aside from halftime.

I get them all the time so it's nothing new

There are buses that go to Electric Boat

Honestly, there are many days I regret buying a house. There is always something new that needs to be fixed.

I’m not seeing the weird part. You are weird.

2.85%. Will never sell. If I ever have to move it’s a rental.

You broke the mic when you dropped it.

Sooo, you have money to buy a house?

And that wiener sauce too!!

Yep RI is not very affordable post covid but if you look less than white texas isn’t friendly

Sort of like saying, "Don't hate slave-owners, hate slavery as an institution. Free labor is desirable. Capitalism."

Doesn't sound so great when it's applied to something that we as a society (eventually) decided was morally indefensible. And forcing people to be wage slaves so they can pay 30%+ of their income for housing is indefensible, especially if the reason is just to enrich other people at their expense (literally and figuratively).

Slave-owners perpetuated slavery — they weren't powerless "players" in a "game" they didn't control or were forced to play, they benefitted from it and wanted it to continue. Just like you do.

Eventually we fought a long and bloody war that ended the formal system of human exploitation called slavery. So hate the player and the game — and especially players who try to pretend they're not the reason the game is still being played ...

I think that’s significant hyperbole. I’ve had to be seen in the emergency room twice in the last year at Miriam and was seen in under an hour both times. I also hardly think a privately owned hospital shutting down without negotiating with the city or state or following proper procedure of notifying the state boards before closing departments can be equated with building a soccer stadium, and frankly I don’t see how they’re related, considering a hospital was never an alternative competing proposal. We just love soccer, we love the team, and we want to share our excitement and hopefully get other people excited, too. If it’s not for you, it’s not for you, but we’re gonna be there cheering either way!

So sales are down 20% from this time last year, so mark that down on the demand side.

Consider that the jump in interest rates over the last 9 months means that your mortgage and interest expense (ie the bulk of your mortgage payment) has almost doubled for homes priced the same. I.e. buying a $400,000 home today costs you about 80% more than it did a year ago. And home prices haven’t stayed flat either. The cost to own a given home is > 2.5-3X today what it was 3 years ago. But hey maybe demand is unlimited no matter the cost.

Simple though right 🙄

Porn flix kept that place from being turned into a parking lot. Then the web killed porn theaters and the owner leased it to the people who run it now. Happy ending!

Don't hate the player, hate the game. Passive income is desirable. Capitalism.

Im not complaining I don’t qualify lol. Im pointing out that the debt leveraging the state is incentivizing on its citizens is 3 times more than what we are comfortable taking on in my family. We make a lot more and still won’t buy a house at that price range as its taking on more debt than its sensible

Simple supply versus demand

I'm not telling people to wait, this isn't 2007. I'm simply stating that your comment about what happened during the Great Recession here is at best misinformed and at worst completely dismissive of the suffering that people went through here in 2007 well into the 2010s.

Here's from when RI was in the top 10 worst list for underwater mortgages (published in 2012): https://www.nbcnews.com/business/business-news/5-states-drowning-underwater-mortgages-flna436089

The original article is no longer available but this snippet covers a bit of the challenge "Some of the states with a high percentage of underwater mortgages had economic problems long before the recent recession. States such as Michigan and Rhode Island have experienced long-term industrial declines for some time. In these areas, drops in home values were only accelerated by the recession."

That program was not available last year.