You get a virtual card number, and they also send you a physical card if you request it nowadays. Typically a shelter will take mail for the homeless, or the post office can hold it for you. NFC payments are in just about every cheap phone now so even that isn't needed anymore.

If you wanted cash you would find someone who had cash on hand and/or a bank account of their own, and simply trade some of the balance for their cash minus a small cut off the top for the trouble. Could also buy something and then sell that for cash. I used to do that with cigarettes. Buy a pack for six bucks sell all 20 for a dollar each since I don't smoke anyway.

Sorry then maybe I’m confused, how do you spend money from Cash App if you don’t have a card or account? Sure you have the money sat in Cash App but how can you then actually use it?

Cash App isn’t really used at all in the UK so I’m not massively familiar with it.

Yeah like I said, I’m aware it happens, I just haven’t seen it myself yet.

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I saw plenty of people with it on the streets there. Some were street preformers but some were just begging.

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The whole benefit of Cash app and similar apps is that they do not require a bank account or an address. Whenever we needed a charge we would either head to the library or one of the public outlets at the park, if not in a shelter somewhere.

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You’re once again talking about the US, tips in the UK aren’t “hundreds of dollars” forming a large part of your income.

Card readers or a smart phone then I should add. Definitely more common that they will have a phone/smartphone but then there is the issue of actually having access to a bank account and card without an address to link it to, plus then keeping the phone charged to spend it. I’ve personally never met a homeless person who’s accepted anything besides cash.

Well yeah, and one of those exceptions is hundreds of dollars worth of tips that you get as part of your income.

You don't need a card reader since you can just transfer with Cash app Granted, I don't know about the UK's homeless situation but in the US this has definitely been common since I was homeless about 8 years ago

That’s why I said “generally”, there are exceptions of course.

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As I’ve said in other threads, I live in the part of the UK with the most homeless people and I have never once seen any of them with a card reader. I’m aware it happens, more commonly in the centre of the city, but at least 99% of them only take cash.

Highest*

Horses can only do it in cold weather, in hot weather we still beat them.

Donate that money to charities for the homeless. It’s better spent.

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The universe isn't a conscious agent so of course it wouldn't notice. This doesn't mean out lives are insignificant.

My friend, you are far out of date. Many homeless people will take digital currency, because it's harder to get robbed when your money is on the cloud.

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But you do have to pay taxes for gifts over a certain threshold. In a practical sense it only ever applies to things like cars and very expensive items.

I am sure the good folk on Xmxx324 planet would report on it when word got out!!