For stand-alone LTC insurance, or with a rider on life insurance?

Take it to a detail shop for an exterior wash and wax.

Absolutely gorgeous. When was this? We were down in Longmire on Saturday for a hike and it was an incredible day!

that's really sweet :D

I know. At least it's a pretty color.

Love never looked so much like trash

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I'm paying 33/month.

Interested in this as well. Currently paying $33/month with TransAmerica.

Could’ve fooled me. The green crud seems far more prevalent.

Yeah I wish we had a clear table of prices for each qualifying LTC insurance. This law and its implementation are very poorly thought-out. Policymakers were either bribed by insurers or profoundly stupid.

Probably hiked with open mouth since it's a strenuous hike and snow is reflecting the sunlight. I got burnt on my forehead even though I was wearing a hat when I hiked to Muir.

Interesting, that would be by far the cheapest I've heard for stand-alone LTC insurance. I wonder if that's just the cost of the rider. The lowest cost I've heard is $79 a month. And like I said, it depends on how much you make, $25 a month is just the average cost for Washington residents.

I guess I assumed it would need something more than soap and water. Sometimes simple is best, I guess. Thanks.

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Roof of his mouth?! Like how do you get sunburned inside your mouth?

Yeah, snow reflects sunlight you can get burnt from below which is not intuitive. Definitely need to apply sunscreen even if wearing a hat.

Regular washing. A pressure washer, used carefully, will get the crud out of the nooks and crannies.

hope you all wore sunscreen and had gaiters, a friend of mine got sunburnt on the roof of his mouth doing a hike up to camp muir one year.

Btw Pacific rhododendronis our state flower. Not the green crud on the car.

Agreed. Had to do this recently and was amazed at what soap, water and a sponge did. Used a toothbrush for hard to reach and small spaces.

Thanks!

> then hold onto it.

so it means one can't change one's policy?

That Opt out option has Sunset. If you have a policy prior to Nov 1, 2021 then hold onto it.

There was a ton of policies sold during that time frame and several states are moving forward with their programs.

When I talked to the legislatures in January there was no plans to make a change even though the taxes start being collected July 1st. The other option that you have is going self employed as we have to opt in if we want it.

Wash the car a couple times a month, more if necessary. Soap and water work pretty well and will be safe. Even if it's already built up, soap, water, and a sponge will be fine. I find it's easier to remove if it's wet, so soak it a while if it's dried.

Oh yes. I should have said that more clearly. At this time it is not required, but it is still on the burner. I personally think that the “plan” will not come together any better in 2023, than it did the last time around. So, personally I am still waiting to see if opting out in the first place was the correct decision. We will see what happens.