Recent comments in /f/baltimore

sxswnxnw t1_j3w6c4b wrote

I was at ~1200 a year for Geico. My rate increased after someone drove into me (everyone agrees I was not at fault) and after I got my new car... Previous car would have been paid off this year. 😕 Geico called it inflation. But I also added coverage because having been in 3 accidents since 2018 that weren't my fault, I felt I had no choice. I have been in 3 major collisions in my adult life, and those are it.

Two times (1 in Louisiana and 1 in MD) someone bumped me at low speed at a red light/stop sign, and no claims were necessary. I drive very cautiously and very low mileage.

Currently ~1700 a year. So yes that's 250 per 6 months. Will definitely be shopping around soon.

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udelkitty t1_j3w5e2n wrote

Also heard that, good for them, and brave!

Even though I’m sure the WYPR audience is friendlier and more welcoming than some, but I’m sure there are some cranks that will take objection to it.

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jeweynougat t1_j3vzag6 wrote

This was my experience with Geico, who I was very sorry to leave because they dealt with me really fairly after an accident a few years ago. But they went from ~$1200 a year in 2019 gradually up to $1800 a year for 2023 and wouldn't budge when I complained. I'm now with Progressive who took me back to ~$1200.

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YorickTheCat t1_j3vz5uo wrote

Geico also raised my rates for inflation. I pay about $600/6 months now. I have an excellent driving record but given the high cost of vehicles and medical care I requested high liability limits just in case. People have suggested Erie, but they were more expensive than Geico. Inertia prevailed and I stopped shopping around at the moment.

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dcdave3605 t1_j3vwu41 wrote

$150 a month for my wife and I for two cars with liability $300k coverage level and a $1 mill umbrella policy. Cincinnati insurance through a broker agency called Consolidated insurance, Owings mills.

Homeowners is a little expensive, but I like the way the way they write their agreements and the coverage options are extensive.

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z3mcs t1_j3vtky4 wrote

So each time this comes up, the tip is to jump providers to whoever currently has the best rate. No one provider always has the best rate for everyone, and a previous provider that overcharged you in the past may give you the best deal now. There are some smaller providers people usually suggest, but overall, that's the tip.

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YorgiTheMagnificent OP t1_j3vsxzl wrote

This is just a small portion of the entire flock. When I come home in the evenings and they're still flying around it looks like a Hitchcock movie. It sounds like rain when they're pooping en mass. I'm just impressed they can withstand the winter, never thought about whether or not crows are migratory.

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S-Kunst t1_j3veqg7 wrote

In recent years. I have seen huge flocks (murder) of crows, esp in the winter. One area is on Liberty Hts Ave & Hilton, where the lake used to be. In the late afternoon, they would congregate by the hundreds in the trees. Very neat to see.

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