Recent comments in /f/baltimore

DeathStarJedi t1_iyczkxh wrote

Reply to Frankford? by reuegeist

I actually grew up in Belair-Edison (immediately South of Frankford) and then worked on the design for the Frankford Ave rehabilitation project about 10 years ago when those new townhouses popped up. It's a decent area as city living goes, but I personally would rather live further North in Hamilton, or in the County in Overlea or Parkville for a better atmosphere as far as crime is concerned

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Strategery_Man t1_iyczbi3 wrote

I highly recommend that you shop around. I closed using a small-ish bank from Michigan. I found them via the bankrate.com mortgage rate search. When I told other banks I was getting 3.99% at the time with no points, no one believed me. Shop. Shop. Shop.

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reuegeist OP t1_iycz3gi wrote

Reply to comment by f11tn88ss in Frankford? by reuegeist

It’s just below Hamilton ave and a long block away from bel air heading east. I’m used to the usual city checklist: lock shit up, don’t leave anything out in the open… it’s got a driveway at least.

And I’m actually just renting for now getting my feet planted to bring my girlfriend down later on. One thing I look out for is how many houses have barred doors and/or windows. This area doesn’t seem to have much at all. Really looking for something decent I can play drums and have a dog that isn’t going to fit in a messenger bag

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f11tn88ss t1_iycybe3 wrote

Reply to Frankford? by reuegeist

What street off of frankford? below belair belair rd id personally look elsewhere. in between walther and belair is pretty ok if you want a neighborhood vibe that might still involve someone stealing your lawn mower if its not locked up or checking your car door handles if you park on the street. If you want walkable nightlife, there is none. If you want a semi quiet neighborhood that you could raise a kid in, it's kinda ok for that. If it's just you and your dog and you want away from a busy city life its perfect.

The area has a mix of old homeowners that have been there for ever, younger homeowners that were able to buy a house before inflation flipped the housing market, and new buyers that have to pay 250-350K for a house that was 175-225k just a few years ago. all in all its not a bougie area and is working class to the point youll have some great neighbors and some not so great peppered in.

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bonaroo t1_iycy74e wrote

It's local to the area. I guess there's 99 year leases on the ground for some reason, now my mortgage company has to pay some guy in Florida 75 bucks twice a year. You have the option to buy it out, but if it's in the neighborhood of 5k, not even worth it to me.

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Otherwise-Pin-4980 t1_iycxyw0 wrote

I just closed on my home last month in Randallstown and was originally going with Prmg, but ended up switching lenders two weeks before closing. I ended up doing business with my man Marcos at Mortgage Capital. He got me down to a 5.6 rate and I only had to bring 19k to closing instead of dam near 36k with prmg. I would definitely recommend him, and I will try to tag him in this post. u/MJGbroker11

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octosquink t1_iycwtvh wrote

Damn. We have a specific property manager person we can email or text with issues that arise. Sorry you’re having so many problems. Our house is owned by someone out of state and they pay for the repairs, I don’t know if their involvement has anything to do with our better experiences or not. I have a feeling that if I was renting an apartment owned by Bay it might not be such a good experience. I think I got really lucky 🤞🏻 because I’ve heard a lot of bad stuff on Reddit.

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eclare1965 t1_iycw6x5 wrote

Reply to Frankford? by reuegeist

I don’t know anything about Frankfort, but check out Violetville, we even have a park

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heyman_itsme t1_iycq1t0 wrote

Just be sure that it's an all ages show. Some are 18 and over due to insurance reasons. KIX is a great band and a lot of fun live. Hope you and the kiddo are able to make a great memory.

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thisismynewaccountig t1_iycouuf wrote

Lmfao I worked at Newrez as a loan originator doing only Refis and I do not recommend this company. I left after like 6 months. They’re overpriced when it comes to discount points but they usually are good about trying to waive fees/points. But they’ll stack like 7 points on there to buy down a rate depending on qualification of course (which is a nightmare when it comes to what an individual qualifies for at this company). Managers in Columbia MD are also just absolutely awful human beings

Edit: especially since the merger with caliber, which I was present for, and friends with people there after it was put in place with a million system and company changes…yeah do not recommend

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