Recent comments in /f/baltimore

jdl12358 t1_iyd7iuq wrote

Reply to comment by f11tn88ss in Frankford? by reuegeist

Going off of Google Maps/the city's own neighborhood designations, isn't all of Frankford below (to the southeast of) Belair Rd?

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TerranceBaggz t1_iyd72rk wrote

Reply to comment by DeathStarJedi in Frankford? by reuegeist

Parkville, less crime? My mom lives there and I’m on their local FB page, that’s iffy. There have been multiple swat raids across the street from her in apartments in the last couple of years. She’s trying to move because of crime there increasing.

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baltimorecalling t1_iyd6ls0 wrote

Unfortunately, if the rust damage is as bad as you say, you're likely going to have to either get it repaired or just bite the bullet and get a replacement vehicle.

I'd take it to a body shop and get an estimate, but it's probably going to be out of budget to repair.

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Tim_Y t1_iyd6is0 wrote

Reply to Frankford? by reuegeist

I have a rental property in Glenham-Belford - so just on the other side of Belair Rd from Frankford. The area has a lot of "duplexes" - side by side rowhouses so all the homes have 3 exterior walls and usually have decent sized yards and a good many have parking pads in the rear. Nice, quiet area IMO, if that's what you're looking for.

> I was looking there and Halethorpe

Halethorpe and Violetville are similar to Frankford, but completely different ends of town. I'd make location a priority if you have any kind of commute. Halethorpe is in the county so housing will tend to be more expensive vs the city.

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maidrey t1_iyd5d4f wrote

I know you’re likely overwhelmed but Jacque Sommer of Vellum mortgage is the best mortgage lender. She’s non discriminatory between gender and nationality/ethnicity (she has gone way out of her way to find documentation for immigrants from their home countries, which many mortgage lenders will basically blow off.) She also goes out of her way to advocate for her clients (will tell their agents and listing agents off if they’re pulling BS.) She’s usually responsive like 16 hours per day and closes loans faster than anyone else in DC/MD/VA. She also reads the federal loan guidelines for fun, will argue with underwriters when they’re wrong, and once lost a job because she refused to let an underwriter (who was legitimately in the wrong) screw over a veteran.

Note: I’m a realtor for like 30 more days, but got out of the business to go back to working in nonprofits, I get nothing for suggesting her but I’ve also seen a lot of bad loan officers ruin lives and cost people thousands.

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gothaggis t1_iyd3oty wrote

try checking out a credit union - like State Employees Credit Union. One thing though, it seems some seller agents didn't want to work with them and since I didn't really know what I was doing, I just said ok, and worked with someone else. I assume this is because there are certain lenders that will approve anything and they were afraid of pushback from SECU. i encountered 2 sellers agents like this. I also tried using M&T, which a another sellers agent wouldn't use as they said they weren't local (?!?!). This was at the height of the housing market boom though, so things may be different now. I ended up using the lender the sellers agent wanted me to use and my loan was sold about a month later...and then again a month after that - which is exactly what I was trying to avoid.

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f11tn88ss t1_iyd24dj wrote

Reply to comment by reuegeist in Frankford? by reuegeist

that area should be ok, I lived not to far from there before. it's always good to scope the neighborhood/house out for a few weeks at different times of the day. with you planning on playing drums, I'd check to make sure you adjacent neighbors aren't super elderly, graveyard shift workers that need sleep in the daytime/afternoon, or a family with young babies. as far as i know the houses aren't super spaced our so noise can be a problem.

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