Recent comments in /f/baltimore

smoovgee t1_izbssel wrote

He is financially illiterate.

I'm not being a dick cuz I cannot be. As I said, I can be an asshole but I can't be a dick. In any way.

Did I call him dumb or any variation thereof? No.

But maybe I'm wrong. Please anyone explain how someone with a new car and no job who wants to drive uber or lyft makes financial sense. More So then selling or trading it.

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officialspinster t1_izbrsft wrote

“Dick” is obviously being used in the colloquial way, you don’t need to double down on said dickishness. If you’re unfamiliar with the colloquial usage, I recommend looking it up instead of being a dick about it. You called them financially illiterate. That’s a dick move, whether you have one as part of your anatomy or not.

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Animanialmanac t1_izbncuk wrote

The national dollar house program turned into the Urban Homestead program in the 90’s or 00’s. The city can still sell or lease any vacant property they already own for $1, the new owner has to make repairs to being the house up to code. Once the house is up to code after a few years the city officially gives the house to the new owner. The city owns thousands of vacant properties they could sell or lease for $1. The problem is those properties are in blighted neighborhoods where the city won’t spend money on infrastructure, new streets, new pipes and all that.

There was a case recently where a man bought a house to rehab on North Avenue, the city didn’t do any repairs to the streets or the pipes, then the street collapsed and the man lost everything. The city won’t pay for the repairs or the losses. But in other areas like around the UM Technology Corridor, the city invested money to improve the roads and infrastructure.

The difference in level of services makes it hard for individual investors who are not well connected to someone in control in the city. No one wants to invest in a property of the infrastructure is broken.

https://www.wmar2news.com/homepage-showcase/homeowners-forced-to-pay-a-mortgage-for-homes-that-were-torn-down-from-a-sinkhole

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maiios t1_izbn97g wrote

This is the answer. Redlining was really the government limiting access to loans and capital in certain areas. The dollar home program showed how a blighted neighborhood could quickly turn around when given access to loans and grants.

Redlining has gone away, but there are still plenty of ways we are keeping capital away from these neighborhoods.

Edit: You might consider reading Not In My Neighborhood for some of the history. You could also read The Color of Law to see how zoning plays a big part.

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CaptainObvious110 t1_izbn28f wrote

You make a very good point. "People discussing urban issues that lack an urban background". In itself that's not wrong but the problem is that they don't try to ask questions all that happens is the same crap gets spewed over and over and then the county folks come in with their comments from the peanut gallery and it goes on and on.

The good part when you look around enough you are bound to find a nugget of value in the comments where someone says something that actually makes sense.

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CaptainObvious110 t1_izbm1bp wrote

Yes, and I totally disagree with that approach. Once someone died I figured that was going to be a wrap for that activity but NO!

Someone dies and instead of it getting shut down you try to negotiate with these folks as it they are in any position to make demands? I thought these were children?

Children don't need to be ripping and running the streets. They need to be with with their parents. If their parents aren't giving them the proper care for whatever reason then they need case workers to check on them and get them the proper resources to try to address those issues.

But to say to them "Oh you want to wash windows and harass people in the process because you don't want a real job? That's ok, we'll just give you money to not do that ok?

What kind of message are you sending to the young people when you allow them to call the shots like that?

No. As the adult, you set the rules and if rules aren't followed then consequences are in order. That's the way to dignify people and help people to be elevated, not to just pander to a bunch of folks that are causing a whole lot of drama.

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Complete-Ad9574 t1_izbm0ug wrote

The Dollar house program worked because there was federal guarantees to the lending institutions that they would get their loans paid. Lending institutions generally will not loan you money for a run down building. There were, and may still be some private non profits which will aid you in getting a loan for the property and a 2nd mortgage for renovations. I bought my first house going through Neighborhood Housing. (That was in 1986)

I do not know all the details about Federal Hill. Though I do remember hearing chatter in the White Coffee Pot, (1970s) in SoBo, that at least some of what took place in Fed Hill was some back room deal making and possibly with some developers. The were two factions. One group wanted more to be bulldozed and they had no problem with I-395 gashing its way into the city, nor the FED bank which takes a huge chunk of property. Then there were the true preservationists who want loans for people to make quality repairs and not house flippers gobbling up fed & State funding, while doing shoddy work.

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