Mandarin takes reservations about 1 month in advance. It helps if you have a room hooked, but not 100% needed. Email them like 2 months out, tell them what you want to book and tell them it’s for a special occasion.

Honestly same xD

Ew no one wants to see you running around shirtless. Put a shirt on

Yeah it was. Felt a tinge of "is spring coming?" --No it isn't

I just got some vibrams. I plan to run with those all along the esplanade in the spring to get slim for my bali trip.

glad you clarified Fahrenheit, I was assuming you liked to run in 85 degrees Celsius weather..

I like it when it’s cold and the paths are empty

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Perhaps the building code for residential/commercial/industrial - should be modified or at least looked at.

Right now every pervert on here is running on the Charles looking for an old topless lady.

That's wild. I literally just stop running in the summer since it's so miserable. I switch to my bike. Running over 55-60 degrees is hot

That's fortunate because you can't edit titles anyway lol

That is a really nice plan, from the sounds of it!

Thank you, gonna need it 🙏

There are certainly lower premiums available for HMO plans. We choose the platinum tier to avoid additional costs associated with healthcare. Our max out-of-pocket is $3,000, no deductibles, very low co-payment and prescription coverage is unmatched.

I have diabetes and a recent kidney transplant. I didn’t even reach my max out of pocket last year.

I imagine gold, silver, and bronze plans will be substantially less per month but if you have a medical emergency your annualized cost could be significantly higher than paying up front.

Most people here get their insurance through their employer. I’m self-employed and she doesn’t work so this is our best option.

Good luck.

You have an HMO through them? When I called this morning, the lady on the line insisted they only do EPOs... Good news, then;

But also that monthly premium is more than my rent will be :')

Yeah, the health connector has just... Not been helpful. Not the site and not the call center operators. That's why we asked here. Thanks for your response!

me too, reddit has fucked me up good

I get an HMO plan through the connector. I don’t qualify for any discounts or subsidies. We are 49m and 39f, no kids. Monthly premium for a platinum level plan is $2388 per month, no dental coverage.

If you currently have health insurance where you live and will lose that insurance when you move you will be able to apply in Massachusetts under a qualifying event.

I find the health connector quite cumbersome and largely unhelpful when I have a problem.

Thank you! I hadn't mentioned it but shortly after the post I'd made the facepalm level discovery that there are two buttons there, one prominent one to show you if you qualify for credits, and one less prominent that is exactly what you're describing. It helped to get an idea for sure. I'm also now planning to use that list to contact individual providers, as you mention. Thanks!

Thanks for pointing us in the right direction! Appreciate it

Oh my god. That sounds like a total nightmare tbh, I wouldn't even know where to begin with that stuff. I'm glad it sounds like you've almost got it sorted for this year though! My work entails a lot of contact with Medicare patients, but thankfully I don't need to know anything about it other than if they have it or not...

Ok that seals it, I am not editing it!

For your side question, you might get good answers at r/healthinsurance.

I thought all of the marketplace web sites, regardless of state, are central starting points for all insurance except Medicare. “Obamacare” isn’t well defined and doesn’t always mean just people below the poverty line.

Anyway, the mahealthconnector.org site is a good starting point for everyone except for Medicare (remembering that Medicare means seniors or permanently disabled, not low income people).

The estimate button is a good starting point. It just needs a zip code, so take a guess as to your likely location. I don’t think there’s much difference, if any, for the counties including and around Boston. Then you’ll have to drill down to the individual provider web sites.

Came here to ask 85 yo OP to please leave her shirt on!

Oh, I’m an expert at this point with MA health connector. But damn, I qualified for Medicare from being disabled this year and that sent MY head spinning! Everything was so different! All of a sudden I had two insurances and then there’s Medicare advantage plans, part d coverage, One care plans, etc. and I had no idea what I was doing. Not a single bill from Sept 1 2022 when I started Medicare to Dec 31 got correctly billed because Medicare had an ancient insurance on file and I had to spend tens of hours on the phone to figure out what was wrong and fix it. Some of those bills still ain’t right. Needless to say I wrapped my Medicare and Medicaid together into one plan (onecare) for 2023. (That may have made absolutely no sense to you and that’s exactly what it felt like to me when I learned about Medicare for the first time.)