Recent comments in /f/dataisbeautiful

Ciarrai_IRL t1_j1sbypd wrote

Impressive savings discipline. You damn millennials (I mean that lovingly) are going to be at the top of the food chain while us Gen Xers will still still be paying off our mortgages all because you decided to stay home a little (a lot) longer after school. Fuck you (necessary). But good for you 😜. I make more than twice the amount you make and my rate of savings/investment (excluding 401k) is less than a quarter of yours.

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justlikeofficespace OP t1_j1s9r48 wrote

Created using SankeyMATIC

Backstory: I moved back home with my parents mid-pandemic (hence why there's no substantial expenses like rent and food). This chart doesn't include my investment or retirement accounts. It also doesn't account for ~$950 of miscellaneous expenses I didn't want to categorize. My goal right now is to stow away as much cash as I can to hopefully purchase a home towards the end of 2023 (or if/when there's a major economic downturn).

I've been tracking my expenses for years using PearBudget. It's an app/service now but you can find the Excel template with a quick Google search, which is the one I use. My expenses were already categorized in PearBudget so it was a matter of summing them up for input in SankeyMATIC.

A few things stood out to me after seeing the visual representation of my finances.

  • Uncle Sam has his hands deep in my pockets (lol). I file as single so that's kind of to be expected.

  • I don't eat out that often. It was interesting to see that the handful of dates I went on this year comprised ~30% of that expense! Dating is expensive (and emotionally draining!)

  • Emergency dental visits suck! Had a crown come out and had to get that fixed/redone. Brush your teeth 2x/day, floss, WaterPik, etc. people!

  • In an age of subscription services galore, I somehow only still have one.

For clarification:

  • Luxury goods are exactly that. A designer brand wallet, sunglasses, Tactile Turn pen, etc.

EDIT: Ah crap, I accidentally left out 1 month of pay. Spending figures should still hold true. Revised the savings. Revised chart for those curious.

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formerlyanonymous_ t1_j1s9jio wrote

Quibble, but your title here includes North America, but Liga MX would cover Mexico. Would get confusing as they play two phases to their year with separate champions for the last 40-50 years.

Then again the blog mixes US/Canada vs North America. Consistency would be helpful.

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