Recent comments in /f/dataisbeautiful

DocCEN007 t1_j1vu2rl wrote

You can legally adjust your withholding (personal allowances) on your W4 so that your tax payments more accurately reflect what is due. Most employers allow this change every December -Januart. The IRS provides a free calculator at https://www.irs.gov/individuals/irs-withholding-calculator

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rude_duner t1_j1vsh1i wrote

I guess I can see the value in that. After all I am an advocate for transparency about these things. It may help others to see that it isn’t their fault for not keeping up with people in situations like yours for example.

And yeah there are absolutely levels to the generational wealth thing and you are arguably on the lowest tier. That’s fair

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justlikeofficespace OP t1_j1vrzdk wrote

It was intended to show a data point of a unique situation. You see other charts on here of very high earners, low savers, high savers, low earners, and a combination of these. This is just somewhere in between.

I wasn’t expecting a particular type of engagement. Just wanted to present some data.

I see how this can be generational wealth after you clarified. In my mind I always saw that term applicable to those around me who came from affluent families. I’m talking about Ivy League educated families whose children never had to worry about getting into college or being able to pay.

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JustForMySubs t1_j1vo278 wrote

Seems like you’re overpaying your witholding significantly on your taxes if you’re getting almost 5k back. You’re giving the government a free loan by doing so, id suggest updating your W-4 if you’re actually worried about “Uncle Sam in your pocket” and not just being glib

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Acrobatic_Switches t1_j1vnd9y wrote

I don't see why not for the NHA except its focused on even less cities than the original 6. It's not that many extra championships tho, so whatever.

I'm actually confused why they don't include 19th century baseball in the annals of baseball stats. Maybe they will do that to 20th century baseball as we get closer to the 21st century. I hope not.

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rude_duner t1_j1vmrhf wrote

Well good for you and your parents, genuinely. I don’t mean to sound bitter about it, I’m just not sure what we’re supposed to gain from this. It doesn’t inform anyone of any potential spending habits other than “man it would be awesome if I had no bills.”

I make even more than you do and it will take me several years to save what you do in one. Just not sure what sort of feedback you’re looking for on this. Making it is one thing, posting it is another—it implies that you want engagement. But what sort of engagement did you imagine? Pats on the back and jealousy? Genuinely curious

Also FYI you should be aware that this is generational wealth. It may not be a 7 figure inheritance, but it is your previous generation providing you with a huge leg up on your peers to enable you to own more than you would have on your own. No shame in that, but that’s what it is. Be happy and grateful, but make sure you never brag

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justlikeofficespace OP t1_j1vk764 wrote

No I don’t, which is primarily why I’m able to save so much. The grocery figure was only for a couple of months when they were out. A more accurate figure would be $150-200 which is what I was spending when I lived on my own.

No my parents aren’t wealthy but the house is paid for and they still work part time. Again it might be a cultural difference but they insist on me saving everything I can towards a house of my own. They won’t accept my monetary “contributions”.

Sorry if this rubs you the wrong way. I was simply just trying to show a data point. Not meant to representative of anything.

This is definitely not generational wealth. Parents immigrated to the US in the 70s with barely anything and houses back then were around $100k. They worked hard and chipped away at the mortgage like every other working class American.

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rude_duner t1_j1vim4x wrote

You don’t pay anything for housing? Like even if you still live with your parents you make over 90k and don’t give them anything? Not even groceries or utilities (I know for a fact that grocery figure doesn’t cover the whole family).

Genuine question—are you parents wealthy? If not I can’t help but feel like this is kind of shitty.

Also frankly it’s almost annoying that you made this post. This isn’t about financial discipline, it’s about extremely fortunate circumstance. The rest of us don’t have this option, so it’s kind of just bragging about generational wealth. I’m sure you did something to earn your salary, but beyond that this is just a visualization of life on easy mode.

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nrlb t1_j1vgwty wrote

You may be able to talk to your employer and ask about how they calculate withholding. You may be able to put into their system you have 1 dependent or more, but file without those dependent at tax time. Their system usually provides an estimate of your taxes, but it's just an estimate. There is no way for your employer to know about your other sources of income outside of your employment (hence why you file). I once worked an extra job where I only made a few thousand, and so my withholding was very small for that job. Your only danger is you might get fines for underpayment depending on the state. Also talk to an accountant, not take advice from weird people on the internet without question. :)

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mollygunns t1_j1vfemt wrote

my mistake then, I didn’t see OP’s claim when I clicked his profile earlier, & after googling it does seem like he is Petr Soural, but astro-seek is still a website that’s been used in the astrology community for years, has many different developers, creators & contributors associated with it (with at least five beside himself listed on the contact page) & one of its features is still astrological mapping - which is essentially the same thing as establishing an ephemerides database; it’s the same data, it’s just being used for a different purpose, & it still isn’t a ‘grift’. you’re dismissing something you don’t know anything about, making assumptions because ‘astrology’ & saying it doesn’t belong here, despite it being mathematical data, & that’s what I was trying to point out. it’s literally data & it’s literally beautiful.

eta - genuine question, would any other programmer or developer be discouraged from sharing their datasets here?

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Jumpshot1370 t1_j1vdsir wrote

I am aware of this, but still find it interesting that many large cities (ex. Austin, Columbus, El Paso, San Jose) lack NFL, MLB, and NBA teams.

Some large cities, like Colorado Springs and Fort Worth, are overshadowed by nearby larger cities (Denver and Dallas, respectively). Austin might be overshadowed by San Antonio, which is larger, although the former is becoming a major tech center akin to Silicon Valley.

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