This feels like it should be a scatter plot, and adjusted by population. Maybe bubble graph where bubble size is population.

[deleted]

[removed]

Can you feel sorry for people who want to buy houses and cars they can afford but can't find any?

Yes. I understand. But I think bars and lonely points would be better for "total bands" and "bands per capita."

I am in favor. Don't show a connection where there is no connection.

In addition to other comments, this would be much more interesting if it was per capita I think

I sign up for a new card, earn the SUB, and quit using it. I move on to the next new card.

[removed]

Assuming you mean a 1% Charge-off rate. Interchange is peanuts compared to what most banks make in fees/interest. I’ve worked at one of the largest Super Regional bank and a global bank spinning up card programs in Europe and North America and can tell you without a doubt the most profitable program is raising credit limits to increase outstanding balances.

Interesting… do people really get that much sleep?

>אחת הערים הכי עניות בישראל

על פי מה אתה קובע את זה בדיוק?

If it’s not a time series, never use a line chart. r/dataisnotbeautiful

Yes. The line in between the countries means nothing.

This graph says “halfway between Chile and Spain there are 120 bands per million inhabitants”, which is nonsensical.

[removed]

the classic Chile -Dominicana scale, for metal band studies

The bank offers several different lines of credit. The most common ones are HELOCs, and business LOCs. We offer credit cards but obviously we use Mastercard or Visa for our consumer credit card providers. We make money from credit card transactions. When you swipe a card the business gets charged for a swipe and we get a certain % of that. We obviously make money from interest.

Most medium sized regional banks like mine (total loan portfolio of $1 billion - $5 billion) make 75% of their income from businesses. Consumer loans just aren’t a money maker for us. Credit card debt is less than 1% of our portfolio, auto loans are around 2%.

Yeah. Rwanda isn’t just a movie “Hotel Rwanda” and I don’t pretend to know a lot about the genocide, but this is sobering data. So many innocent lives. Mom’s, dads, sons, daughters, families, children. In the West, we just overlook this stuff as some blip in the news that doesn’t concern us. “It’s just some poor nation that can’t get their shit together. Whateves” is often the mentality. It’s terrible.

[removed]

Lot of kool-aid there. How does your Bank’s Credit Card make money? Just curious.

Mecha is more of a tag than a genre. There are very few series where Mecha would be the primary tag.

Well cooking all day long will certainly make a lot of mess, which then means a lot to clean up, which means doubly less time for the rest of the house. It’s also possible to have different ideas of cleaning. Like things can be clean and messy, or they might be in their “proper place” but that looks messy because it’s not out of sight. Lots of possible explanations

After further consideration I think it's the background that makes picking a good color for your data bars/lines. The y-axis data labels are in the black part, and the data is in the red part. So you need 2 colors that contrast on both black and red...now that's a challenge. Maybe if you pull back the vignette so there is more red, you can choose collors that contrast well to red. Making the red a bit less bright would also make it easier for your data colors to pop. You can use an online tools to help you pick colors (color contrast checker, lookup color themes for websites etc.).

BINGO. Banks love when they can make money off you with no risk.

There is no benefit to society for allowing people to carry a balance on credit cards, it's entirely a scam.