Recent comments in /f/dataisbeautiful

TheBroadHorizon OP t1_j49uso1 wrote

The dataset includes both civilian and military casualties. Conflicts that are currently active are typically undercounted since fatalities are only added to the database when they can be documented by a third party (i.e. not one of the participants in the conflict). In the case of Russia and Ukraine, most of the casualty reports are coming from the Russian and Ukrainian governments. The database currently lists approximately 65,000 confirmed fatalities up to November 2022 which are shown in the chart.

For the Rwandan genocide, the chart shows approximately 550,000 fatalities which is in line with the general scholarly consensus. Note that the bright spot indicates a large number of overlapping events that occurred at roughly the same time.

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terrykrohe OP t1_j49smki wrote

"biased"?

obesity, 28Apr2021
GDP, 06May21
state+local ed spending, posted 20May21
suicide rate, 21May21
state taxes, 21Jun21
opioids, 01Jul21
life epectancy, 29jul21
infant mortality, 05Aug21
incarceration rate, 19Aug21
murder rate, 08Jul21
gun ownership, 15jul21
heart disease mortality (not posted)
accidental deaths, 21Oct21
fed spending (money rec'd vs taxes differential), 09Sep 21
median income, 14Oct21
violent crimes, 22Dc22

... ALL biased

missing persons, 28Oct21
NOT biased

I had nothing to do with the data but present it

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lotec4 t1_j49qvn2 wrote

You can just Google the amino acid content of each individual food. Or use a food tracker like cronometer. It shows you the amino acids you get and your daily need. Nutrition content isn't that hard to filter if you avoid websites and go straight for papers.

This video is in German but you can check out the referenced papers in the discription. https://youtu.be/_IRjZpmPZ-Y

The guy is a nutrition scientist and has a lot of stuff on all different kind of topics.

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Square_Tea4916 t1_j49q1ik wrote

They have to spend all that interchange in rewards and partnerships to maintain their customer base. Not to mention all the operational costs in servicing, disputes, and fraud. You can’t run a credit card business successfully on just interchange and be profitable. I don’t know a single bank where interchange outweighs interest even if their entire customer base is super prime.

The truth is… credit cards have become a bet on missed payments and overspending. For every 1 customer who genuinely needed “short-term liquidity” to cover for basic needs there’s 20 to 30 customers blowing stacks on the latest influencer’s merchandise or booking an expensive trip to live like royalty.

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ledow t1_j49pd43 wrote

>The reason houses and cars are so expensive is because people are willing to borrow immense amounts beyond their means to have huge/luxurious instead of basic

I think you haven't seen the basic housing costs of something very, very, very far from luxurious.

People want to enjoy their lives, not spend them in a cardboard box, a tiny single room, a single town, or even in a roomshare with others.

If you want to own a home, you need to get into debt. The biggest debt that you'll ever have, and a debt that virtually everyone in any developed country has had. It's that simple.

Cars... it's nothing to do with that. A cheap car is a cheap car and that's great if you're prepared to maintain it yourself, pay for continued maintenance, risk not being able to get to work, etc. etc. I spent my life with £200 cars. It's okay, you can get along, but it's a life full of shock expenses, having to cancel work occasionally (fortunately I had very understanding clients/employers), hassle, stress and trying to rapidly buy a replacement once something goes wrong.

I bought myself my first ever brand-new basic model car in my 40's. Yes, it was damn expensive. It was a pure luxury, that I expected not to ever have it pay back in value. But I haven't had to worry about tests, safety, extraneous costs, etc. for the last 7 years of owning it. It starts first time, every time, guaranteed. I don't have to worry about bits falling off or whether it's going to fail each year. I have had precisely ONE BULB blow on it, in terms of potential test failures. In those 7 years, I've spent less on my car than I have on cars previously. Hell, one car I owned ended up costing me more in oil than it had cost to buy!

And that's the most expensive way I could have bought a car, but it still ended up working out. When you're paying several thousand for a small second-hand hatchback, just enough to get to work, yes, some people are going to need a loan, finance, etc. to do that. That's MONTHS of earnings just to operate the basics and in many parts of the world, even in many parts of highly developed countries, that cost would be far more trying to arrange public transport etc.

I couldn't afford a season ticket into London each year on public transport, for example. It would cost more than my car has cost me over the last 7 years to do so. Employers in London often have to give employees a season ticket loan where they pay the bulk price of the annual ticket, and the employees pays it off each month from their salary. And, no, it's not always the case that just working in London (which is a HUGE CITY, not just a tiny high-earnings area) will earn you enough to compensate for that. If anything, I'm moving and working further and further away from London as my salary increases... because I can and because it's better value to do so!

The reason houses are so expensive is because in many countries government isn't building enough of them, and there will always be a constraint on how many you can build in a given area. There will even come a crunch point where you CAN'T BUILD ANY MORE to accommodate those who might want them safely.

The reason cars are so expensive is that cars are literally allowing you to do an incredibly dangerous activity safely and they allow you to greatly increase the range of everything from your shopping to your employment to your leisure activities. I know of families who couldn't operate without a car - they wouldn't be able to get their kids to school, they certainly wouldn't be able to take them swimming or to the theatre, they wouldn't even be able to get anything more than the most basic of groceries (nope... not even delivered!), and they would be unemployed or on pathetic wages working locally.

Almost every single person I know is in "debt over their heads"... because almost all of them have a huge multi-hundred-thousand £ mortgage that literally relies on them having to go to work every single month in order for them to sustain that. And that work, more often than not, requires a working vehicle for them to get to it, or huge expense on public transport.

The two things you cite as examples are the two unavoidable expenses in almost every working person's life.

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gt_ap t1_j49o7gu wrote

> That likely affects your credit rating and rates you will get offered in the future. Even if you stop using the card it is still an active account and will be a part of your credit.

It's not clear if you mean it will affect my credit rating in a positive or negative way, but I'm doing alright in that regard. My FICO hangs around 800. My average age of accounts is 5y 11m. My oldest account is 25y 10m. I have zero issues opening new credit cards, except I have to watch the velocity with Chase because of their 5/24 rule.

I've been opening new cards regularly for at least a decade, but much more often in the last several years.

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ledow t1_j49ndoq wrote

Also, that one day that you desperately need an emergency $10,000 and you can't get it out of savings quickly, or when you lose your job and your savings are depleted but you need to eat... you'll stick it on that credit card that you have with a huge credit limit.

The banks don't care about people like this guy. They don't hate him, he costs them absolutely nothing whatsoever. All he's doing is promoting continued use of credit cards, paying them money (whether he realises it or not) for a sliver of plastic and tiny, tiny, tiny portion of their computing power, and putting himself in a position where he could accidentally or deliberately turn into a "normal" customer for them at any moment.

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ledow t1_j49mrev wrote

Laughs in UK English.

30+% credit cards are advertised everywhere.

Currently holding a 22.5%, an 18% and just closed a 26% I think. (I pay no interest on any of them, they are held purely for delaying payment to spread cost of large items or for deals where I profit).

A quick Google on a private window (so these are the rates they are ENTICING people with):

John Lewis 21.9% APR

Capital One 34.9% APR

HSBC: 23.9% APR and another of 29.9% APR

Barclaycard: 22.9%

Barclays: 33.9% ("Credit building".... such a scam) and 75.0% ("Rewards").

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lokivpoki23 t1_j49ksii wrote

No, you wouldn’t. Like I wrote in my other comment, NYC’s municipal government is weird. If you are writing a letter to Manhattan, you address it as New York, New York. For Brooklyn, same as with Staten Island or The Bronx, you say Brooklyn, New York. Queens is where it gets even weirder. AFAIK, there is no address with Queens, New York. If you’re writing a letter to someone in Flushing or Maspeth, Queens, you address it as Flushing, New York or Maspeth, New York.

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joongoon543 t1_j49jnzy wrote

No, consumer loans that aren’t classified as real estate are less than 5% of our total loan portfolio. It’s extremely rare we have to charge off a consumer loan.

Come on man, if you actually worked at a bank of that size then there’s no way you would say interchange is “peanuts.” Chase made 20 billion from interchange and 51 billion in credit card interest in 2019. Calling that peanuts is insane.

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