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Ask yourself this—does the die remember what it previously landed on? If not, how could the odds go up? It’s a physical thing that falls and bounces by the laws of physics. What physics laws would change because it was previously on a 5 instead of a 3?

It’s odd. US groceries stores heavily leverage just in time logistics so that they don’t have to keep as much back stock. A very significant part is that US supermarkets tend to serve a large population of individuals who shop weekly as opposed to other areas where you see smaller market stores serving people who tend to shop for the day.

What the other guy said is sorta right, the bank DOES want the person who is going to be unreliable, but being unreliable is what leads to a bad credit score.

Having a good credit score is what allows you to get more credit and better offerings which you can use to get free money or travel miles

“Piled Higher and Deeper”

... and about a third of that food is channeled into local and regional foodbanking networks, ultimately ending up going to charities.

That makes me curious: How do banks in your country decide whether or not to loan you money? What criteria goes into their decision?

There must be some kind of record of your past financial history, right?

Skin is so great. I love skin.

You can also get huge discounts for near expiration food from restaurant supply companies. For $25 - 75, I buy a pallet, generally 2000 lbs of food. We don't know what we'll get and the deal is we have to take it all.

We distribute anything human usable thru our network. Anything we can't give away goes to our cattle, pigs, chickens, and a wildlife sanctuary that feeds bears, wolves, tigers, etc.

No.

Yes, we do not have that in my country, but I expect we will in future. We are 20-30 years behind America. I understand equation is not simple as "i use credit card = good". It's how it's used.

What stunning business acumen. Well, that's the internet for you...

I have a masters in bation though and it hasn't helped me understand this stuff at all.

The “safest” for the bank IS the person who is unreliable. The fees for no-, late-, or under-payments (and interest) all go to the bank. So really the ideal customer is someone who uses a lot of their credit, and isn’t the best at repaying under the agreed terms. What they really want is someone who makes occasional or frequent mistakes, but at least tries to keep up.

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I have to explain to people all the time there is no "in the back" for the most part. The fresh areas (dairy, meat, produce, bakery, deli) *might* have something out of customer sight that hasn't been shelved yet, but if they're out of a can of soup you'll have to wait until a truck brings another. People imagine that a grocery store has some huge stock room in the back that they use to replenish the shelves, but that's just not the case. If an item is on sale they might keep some extras around, but other than that what you see is what you get.

That too! Thanks random internet citizen for mentioning that!

Do layperson say "vertical stabilizer"? Most of them just say tail

1. Undergraduate (Bachelor's) -> graduate (Master's). You do undergraduate BEFORE you graduate, hence the term. Graduate degrees come after.
2. You start with Undergraduate
3. You have to complete undergraduate to begin graduate, in most degree programs

"I got the last PS5!"🤩

"I got the last tomato"😞

One thing that non-americans should know reading this, US grocery store waste is astronomical.

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Eli5: whats the diff between undergrad and graduate degree?

Thanks.

Try not to make guesses about how it works, though. Some of the decisions that go into your credit score might seem backwards.

I mean, some stuff, like "pay off all loans on time" is a no-brainer. But "how many credit cards I hold" and "how often I use my credit cards" doesn't always have an intuitive answer.

In other words, it's complicated.

If you want to know exactly what goes into your credit score, you have to do more digging.

The problem with probabilities is always, imo, semantic. We call the unknown "probability", for lack of a better way to describe things. But nothing is random, in reality. That's where the issue lies.

If I roll a die, I don't really have 1/6 chance of rolling a 6. I have either 0% chance, or 100% chance - depends on how I roll it. If I roll it the same way every time, I'll get the same result every time. Rolling a dice isn't "random". We call it random, because we don't know HOW we rolled it.

As for why this thing we call probability doesn't change, that's the easy part. A die has 6 faces, and if we could toss it randomly (we can't, randomness doesn't exist), any of them can come up, and they'll come up the same number of times (as in, given a truly random toss, any of them can come up as much as any other). So we say if we roll a d6, each outcome happens 1/6 of the times. Doesn't matter if you rolled it once, or 1000 times - each roll can come up as any number 1/6 of the time.