You didn't specify OS or what languages you primarily type in, what language support you've installed, etc. But if your question is based on wanting to have only relevant fonts shown to you, there are ways in the OS to filter those or uninstall fonts you don't need.

High yield savings accounts tend to have more restrictions than regular savings accounts.

They often require a higher minimum balance, and allow fewer transactions per month. Going below the minimum balance may trigger a monthly fee, a lower rate, or both.

Savings accounts of any kind are a good option for mostly liquid savings that can be fairly quickly accessed. If you have a large amount of cash that you won't need right away, there are better investment options.

It's extremely rare to have a saving account pay 12% interest. Certificates of Deposit, which are like a super-restrictive saving account, pay less than 6% right now.

I used 12% APR for the example just because it makes the math much simpler and easier to do.

Example

So why do regular savings accounts exist? Seems like it would just be smarter for everyone to always use high yield saving accounts?

Interesting, thank you for this write up. Is 12% APR pretty common or was that just used as an example?

I don't know. I don't have the same issue.

It is possible that some software that you have used, installed tons of additional fonts for some reason.

Lets use some nice, easy, round numbers to illustrate these concepts.

APR is short for Annual Percentage Rate, which is the interest rate that is credited to the account. For our example, let's use 12%. Let's use a nice, round starting balance of $10,000 for our deposit.

Charging interest more frequently than once a year means the annual rate gets divided and applied based on the frequency. So if you have a 12% APR and interest is applied annually, at the end of the year, you will be paid $1,200 in interest. If you have a 12% APR and interest is applied quarterly, then at the first three months, you will be paid $300 in interest. (12% / 4 = 3%) If your interest is applied monthly, then at the end of the first month, you'll be paid $100 interest (12% / 12 = 1%)

Compounding interest is when the interest you've earned gets added to the deposit balance that's eligible to earn interest, and this is where the frequency of interest being applied starts to matter.

Let's say you earn interest twice a year. At month six, you will earn $600 interest. (10,000 balance, 12% APR, twice a year means 12/2 = 6%) At month twelve, you will earn $636 interest ($600 interest from your original $10,000 deposit, plus $36 interest on the $600 interest you earned at month 6!)

So at the end of this year, you will have earned $1,236 in interest on your $10,000 deposit with a 12% APR. The annual percentage yield (APY) on your investment would 12.36%. If your interest was applied monthly, your APY would be 12.68%. More frequent compounding leads to a slightly higher APY with the same APR.

>Is your credit score looked at at all when opening one? Does having a better score mean you get a better rate on investment?

Nope, and nope. The rate is based on the amount you deposit, and in some cases, there may be additional restrictions on when or how much you can withdraw and keep the same rate.

APR is the percentage rate, typically for loans, that you’ll pay. It doesn’t include compounding in the percentage. APY is the percentage yield that you can expect over the year that includes the compounding interest you’ll have earned, typically on an investment.

Easier to think of it was APR is the percentage rate and interest you’ll pu if your borrow money, while APY is how much you’ll earn in interest based on a deposit you make somewhere.

Why are they included as defaults? Shouldn't there be regional defaults? At this point, the majority of fonts in my drop-down list are non-English fonts, which makes it difficult to search for the fonts I want.

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They are fonts that include information how to render those characters, but they also include rendering instructions for normal latin characters and other commonly used characters, because it is quite common to need both. It isn't like wingdings, where latin letters produce icons. Letter A is still rendered as A. You need to write actual Sanskrit characters to add them to your document. So you need to change your keyboard layout to something that produces those characters, copy them from somewhere or use alt-codes.

Computers handle text as list of numbers. On character is produced by sequence of one or multiple numbers in the list. Fonts define how these different numbers should be shown to the user, what kind of lines should appear on screen. So eg. 65 -> A. Unicode is a standard that defines which number means which character. Fonts include instructions to draw only some of the characters, because Unicode includes huge number of really weird characters and emojis. Sanskrit letters have different number codes than latin letters. Keyboard layout defines which number a key press produces.

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The fact they they currently don’t need to and the fact that they don’t plan to, doesn’t mean they can’t. They’re sitting on a huge stockpile of stuff they can use, and thinking a company will store my gigabytes of data for years on end and never delete it and not even use it in hopes to get me to use their other products is ridiculous. They’re clearly using it in one way or another, whichever that way turns out to be.

No one expected Microsoft to run the same shit on all their products yet here we are regardless.

I think your point is that "Google likes having [the data in the services OP asks about] because it could mine that data."

Per their own site:

>We never use the content you create and store in apps like Drive, Gmail, and Photos for any ads purposes.

Here's their source for how they don't use it for training an ML model either.

I think I would choose a different example to support your point because it implies too many (false) conditions, and in doing so establishes a non-existent precedent.

>Of course, it wouldn’t even be a good idea to begin with.

This still entertains the premise that they'd try, and I think that's what I'm trying to address. It's not that it's not a good idea, it can't be an idea. Google has made commitments to making this impossible, so worrying about the ethics, whether it's worth the cost, whether it's a worthy source, etc is a distraction from the actual possibilities/answers.

As said by others, Google Drive is a gateway drug into Google's other services. Beacuse of that, it can be private even from Google because Google uses data from those other services to train their models, and provide ads data.

For example, when you're working on a research paper, Google can glean your area of study (adjacent to "your interests), your level of education (and more) from your search keywords, the time you're searching, etc.

The nice thing about solidworks is that it is a perpetual license, the Maintnence is just for yearly updates and dedicated phone and email support. I just need to keep updated because some of my clients stay of the most current version so I have to make sure my files are compatible.

You tell me. You’re the FBI agent who took down Hitler

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If you don't think the level of tracking & data collection online is terrifying you haven't understood the scale of the problem.

Google is an advertising company. YOU are the product.

The Age of Surveillance Capitalism https://share.libbyapp.com/title/3051044

EXACTLY THIS!!! With Google YOU are the product. They farm every little bit of your data they can get, and sell it, or use it to make more money. Google is an information/data company that got into the software and eventually hardware business

There is some potential legal issues if you scrape someone else’s data to train your AI. If your users signed the ToS there is no legal recourse so they can use anything.

Subsidiaries, the way amazon makes money..! Believe it or not, amazon doesn't make any money, actually they make a loss every year! But they make billions from their subsidiaries.

Again, that is mostly an example. Of course, it wouldn’t even be a good idea to begin with.

But people seem confused, so now my question is how would I make it more obvious that is just a simplified example