Thats the boat im (trying to) be in. My house gained $200k in 5 years. Problem is, the house I want gained $400k over that time.

35 minutes away from Mansfield you will find New Bedford/Fall River.

Similar to Chicopee in size/income where you can buy a 3 family for $400k, live in one of the units for free and be 1/2 mile from the warm water of Buzzards Bay.

You'll thank me in 20 years when you have $1M in equity.

You were approaching a yield sign and as the second car in line your only job was to maintain a safe distance from car #1 who might yield at a yield sign.

It’s awful. We lived on the Outer Cape. Rent was insane IF you could find a place. Year round was even worse. At the time the cheapest single family in town was a year down for 350k on barely enough land for the building and a parking spot. Came up to SW NH and got a home for half that that want a tear down and had .2 acres.

Knocking the price down on a ticket has zero effect on points on your driving record. A ticket is a ticket and is not in any way "weighted" but how the ticket cost at the time.

This. While I don't think they did it on purpose, they are the richest generation ever created and will probably stay that way for many generations. Us Millennials and Gen Zers are going to spend the next 25 years catering to there needs while there money floods the market and keeps inflation high. Just my opinion

Zombie apocalypse. Nothing else will have a big enough impact.

If people are upgrading their house, they are selling one house and making a chunk of change that they can use as the down payment.

We split our time between a couple of States throughout the year. In our Connecticut neighborhood the average house is currently about $900k. I know at least 5 of my neighbors had family money, or parents who helped them purchase the house. There is no way the legal secretary 3 houses away could possibly afford a house in this neighborhood on a typical salary for that job. We purchased 15 years ago for about half that amount.

In our Berkshire neighborhood, the houses are probably about $450K. We also purchased that for less than half of that amount about 8 years ago. We are the only people who have bought in that neighborhood in the past 15 years, so most of those people bought for far less than that, and several of the houses there were built on subdivided land from their parents, so there are many multi generation families in the neighborhood as well.

There is a lot of family money floating around, especially in New England.

If they were smart would not be downloading this shit in the first place lol

No. If you really wanted to get the house with a mortgage but not stress the sellers out, you could waive your mortgage contingency. Nobody is going to put their house under agreement for a cash sale without proof of funds.

We got upgrades in our 1880s condo as well

Is he deep with loan sharks/gambling? Based on the story pics and previous bankruptcy filing, he doesn’t look to live extravagantly or carry debt.

Something is shady if he is blowing through approximately ~2500 week take in take home pay and can’t pay a $200 oil bill.

Try Providence area.

Here you go, two family near the train station.

https://www.google.com/maps/@42.2754988,-71.4134749,3a,75y,280.22h,88.91t/data=!3m6!1e1!3m4!1sI2b1kNpBonOzzJPKYdPaHw!2e0!7i13312!8i6656

It doesn’t matter what the car in front did. You hit it. You’re 100 percent at fault and will get a rate hike

The biggest issue is zoning laws created decades ago to keep the suburbs segregated by limiting multi-family housing. Zoning being under local control means those who already own property in all these towns to have all the power to approve or prevent new housing, particularly multi-family housing. And the expense of building here means developers are mostly building huge, luxury houses because they can't make a profit off building starter homes on the limited real estate available. We've taken some baby steps with the law requiring suburbs to zone for multi-family housing near commuter rail stops, but the NIMBY pushback has been fierce. (Weston in particular has been going apeshit.). What we need is for the state to take more control of zoning away from localities. What Gov. Newsom has been doing in CA to tackle the same problem recently is probably a good example to look to.

Things like rent control and affordable housing lotteries are red herrings. The only thing that's going to fix the problem is increasing the supply...by a lot.

It is fraud to do so. Representing facts that are not true.

The seller can sue you for damages, and misrepresentation and for halting a sale that you could not fulfil on.

I’m saying the asking prices aren’t the actual valued price, compared to realtor estimates and tax assessments.

95% of the home owners have owned their house for years, and a paying a mortgage on a value of one third to one half of those numbers.

Even if you could it would be pretty risky. If for whatever reason you didn't end up getting the mortgage you'd lose your deposit at a very minimum. Worst case you would end up being sued.

We had Mass Saves put insulation in our 1870 house.

I just accepted a job offer in Mansfield where I’ll be grossing just north of 6 figures. I want to be excited about the job opportunity but tbh I’m terrified about my housing prospects. I have no illusions about buying a house any time soon. Does anyone have any advice? I’m originally from CT and currently living in Chicopee (so I’m not familiar with the area) planning to move east within the next month to six week time frame.

Read this recent article from the globe. It's pretty accurate on what happens

https://www.bostonglobe.com/2023/02/05/business/you-caused-damage-your-car-is-it-worth-filing-claim/

I would definitely expect your rates to go up for the accident and the ticket.

The guy who commented that saw a viral tiktok video that said you could do that. I asked my realtor if we could do that and he told me "absolutely not".