Recent comments in /f/newhampshire

baxterstate t1_j6dzijz wrote

>Paying cash for a house is just about impossible for the average person. Which means most everybody will need to use a bank. The difference between not qualifying for the bank's (arbitrary) standards for a loan and "not being allowed" seems more pedantic than meaningful.

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Banks are in the business of making loans. Any buyer with a thought in his head will contact a mortgage representative from a bank and get pre-approved or pre-qualified. The rules for qualifying are a little different from lender to lender. They will tell you what they are. I would also advise becoming a member of a local credit union because sometimes their guidelines are more easygoing if you're buying a home in the city or town where they're located.

The days when lenders refused to lend to a to a qualified buyer because of race or ethnicity are long gone. If they refuse you despite your having good credit may be due to some minor rule, like inability to account for the source of your downpayment. If that is the case, the mortgage representative (who is also in the business of bringing in loans) will work with you to create a history for the source of the downpayment. The only time I had a hard time qualifying for a loan was back in 1981, and that was because depositors had withdrawn their money from banks and put it into high interest money market funds like Fidelity. Most banks had no money to lend. Mortgage companies had not yet been created.

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kathryn13 t1_j6dw2un wrote

The self guides are helpful to answer questions as well. https://nhlegalaid.org/self-help-guides/housing/evictions

Edit: One of the biggest area of concerns right now is landlords using a renovation eviction as a legal way to remove long time tenants. There’s really no recourse for a tenant. https://read.nhbr.com/nh-business-review/2022/03/25/#?article=3951313

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bigdog24681012 t1_j6duz82 wrote

If the car has a valid out of state registration, then you’ll be fine.

No front plate/inspection sticker might make a cop look twice, but once they see the out of state plate, you’ll be fine as long as it’s legally registered in the other state.

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tulipinacup t1_j6dsfiv wrote

I know I really do need to put it on, I just don't have the right tool for the strange bolts my front license plate holder came with and I forget about it until something reminds me. I'm getting an inspection next week so I'll ask them to put it on (thanks for the reminder CUontheHill!) but I've never been pulled over for it!

I haven't been pulled over for anything else in this car either -- maybe OP will be fine if they don't speed or do illegal driving things to avoid getting ticketed for no front plate? They did say it's only for couple of months.

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tulipinacup t1_j6drfb8 wrote

I haven't had a front plate in 3 or 4 years and have never had a problem (I keep meaning to put that thing on...). It's possible that you may be more likely to be pulled over for it than me because you have an out of state plate, or maybe no one will ever care.

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