dragon's hoard was my first thought too, don't worry

I’m only 28 😭

I still hate on DMV but the last few times I’ve been there it was a breeze

When it works, it works well. I’ve commuted to NYC for 11 years. Sometimes it doesn’t work. And those are the days that stick out.

As a commuter, I'd take the train if only all the stations by me didn't force you to pay for parking. The closest one that doesn't is Plauderville and that fills up FAST on weekdays.

The bus isn't bad; the "zone" system is the dumbest thing in the world and impossible for people to figure out without looking at a route map (and even then it's convoluted) - you should just be able to put in your origin and destination and pay a fare based on that.

Pro tip: if you're traveling from NYC, the MINIMUM number of zones is three, esp. if you're coming from Fair Lawn.

The bus has also been getting nicer now that they're replacing the old ones with ones that actually have air vents that work and seat more people.

Asbury Park too. Here’s a list of five accessible beaches

Register the dogs as service dogs online and then a they cannot be denied and you do not have to tell them ahead of time

Got my masters at UTK. Same.

Also, the proximity to 2 large cities. You don't realize how good you have it until you have to drive 30 min to the closest store.

I agree if you are commuting to nyc, philly city center mass transit is the way to go.

But as much as I love trains NJ Transit suuuuuucks. Unless you are the first few stops on the line usually the commuter bus lines are faster; often significantly.

I'm out in Morris county, less then 45 min into Manhattan without traffic. Train is over 90 minutes. Usually the independent bus line, even with tunnel traffic, is significantly less. Worst case scenario if there is really really bad traffic its 90 min, basically the same as the train if it has no delays.

The food

Just remember you do not need to rush into any decision. Make sure whoever you speak to is a fiduciary.

>NAPFA.org (The National Association of Personal Financial Advisors) NAPFA.org provides a database of financial advisors who have a fee-only structure and who are also fiduciaries.

Live in NJ, tried to go to school on Long Island. What would normally be a sub-2 hour drive is easily 4-6 hours on the train. While I agree rail is better in concept, our current system is only designed to efficiently deliver you to a specific set of destinations. Anywhere else it’s a crapshoot.

Do they travel throughout NJ, or are they just in Newark?

welcome to the new world old man

There is also a Kelly Green comet hanging around...

Asbury Lanes is a good place to check out. They've got bowling and live music

No problem!

they said they live in camden... ny is over 2hrs away

Wildwood has these as well, but they need to be reserved in advance

The fastest response I got when I needed to contact them was through their email. Got back to me right away.

I got a response back in 15 minutes when I emailed them. They were polite and helpful.

https://www.state.nj.us/mvc/about/contact.htm

This is central jersey, but Queens Gate apartments in bound brook has large dogs around. Big path out back to walk dogs and smaller exercise areas.

I'd talk to a planner first, who you are paying essentially a flat rate for, and who isn't making money based off where they tell you to put your dough. They can help you assess where you can take risks and how things will align with your goals, and start the conversation and help educate you as to where you go from there with investments.

Also anyone whose first bit of advice isn't, "ok, lets get the taxes straight on this, sort out any liabilities, retire any 'bad' debt, and then cool our jets for a bit and wrap our heads around it" isn't the right person.

Edit: to clarify, there are different fields, and licensing around financial planning, investment advisement, etc.

The #1 thing you need to ensure is that whomever you are taking advice from has a Fiduciary duty to you. (ie, your financial well being comes before them). They will require some form of payment direct from you for their time and advice, and not be people who say, "I'll manage that money, but i get X off the top".

I had this issue with my two pitties and my realtor talked to the landlord for me. And we came to an agreement for me to get rental insurance . I just had to get rental insurance and send them a copy. It wasn’t expensive, I don’t remember how much but I know it was less than 20 dollars a month.