Recent comments in /f/newjersey

Linenoise77 t1_jdkbp4e wrote

read the policy, that is what matters.

Like all things, you get what you pay for. When you need your insurance, especially on a home, its not something you want to dick around with. If they are undercutting the real names by THAT much its more than just a lower marketing budget.

Also make sure they meet your lenders requirements or you can have stuff go tits up at the closing table, and find yourself on the hook for stuff.

I've had "discount" insurance when i was younger, and a claim was a giant headache, and then they told me to bend over and squeel like a pig when renewal time came up.

I have "good" insurance now (not the cheapest guy on the block, good company and agent), and had to do an auto claim last year, and it was the smoothest, easiest process ever. "Send us a few pictures, go get an estimate from someone you like, fire it on over, and a check will be in the mail"

Like, i'm pretty sure i came out ahead of the game despite my wife being 100% at fault backing into something, and my rates actually went down when we renewed, despite the claim.

Edit: also 3k seems high, unless your house is worth well over 7 figures, or it includes stuff like flood. I don't pay close to that and i'm in the north with a property value scratching 7 figures. I want to say we pay about 2k.

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TheAdamist t1_jdkbmq1 wrote

Portland is cool, and lots of nature nearby, but a 6-8 hour drive. Its pre season, so you might be able to get a reasonable rental on the beach in old orchard beach and have a nice relaxing but chilly walk along the beach. I saw whales way in the distance when i was there in November.

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thewetsockdevil t1_jdkafa1 wrote

Dekay's brown, as mentioned. Put it back outside, it will keep the rodent population in check. Edit: another user brought to my attention that Dekay's do not eat rodents, but primarily feed on small invertebrates. Still good to have, especially if you have a garden.

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jejunebug t1_jdk9bd4 wrote

I’ll get downvoted to hell for this but - Baltimore. It can be peaceful if you want it to be - there is so much more than the inner harbor. There are many museums including the Walter’s Art, American Visionary Arts, Baltimore Museum of Industry, and the Reginald F Lewis Museum. We have great green spaces, including Fort McHenry, home of the Star Spangled Banner, and Patterson Park with the Observatory that was built in 1890. They’re both great spots to have an afternoon picnic. Druid Hill Park had been compared to Central Park and is home to the Rawlings Conservatory and the Maryland Zoo, which hosts Brew at the Zoo in May. Flower Mart is in Mount Vernon (home of the original Washington Monument) in May, which is the city’s oldest festival dating back to 1911. Fells Point and Hampden both have excellent restaurants and shops. And that’s just the tip of the iceberg. I’m Jersey born & raised but live in Baltimore now and would be happy to answer any questions.

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