Recent comments in /f/newjersey

BlueBeagle8 t1_jeasapc wrote

I had Plymouth Rock for a year and they were great, then they tried to raise the price by an absolutely silly amount. I guess the plan is to lure people in with a steep discount, then hope they'll be too lazy to switch? They were very responsive when I got rear ended, though.

I'm on State Farm now fwiw, it seems fine.

1

GhostRising_ t1_jearyr7 wrote

NJM pays out better medical than ANY other insurance company (god forbid you need it). I’ve never had an issue other than the fact of the ASININE way they use your credit history in your premium. Both of us have well over 800 scores but get hit by number of accounts etc. it’s a joke

5

BYNX0 t1_jear0kz wrote

You could try renting a spot at a local flea market one morning. You may have some luck there. A yard sale could also work.

- Selling on platforms like ebay & poshmark require a lot of knowledge about policies and pricing, I wouldn't recommend learning that unless you plan to sell for a long time. It could also take multiple months for things to sell.

1

xenonjim t1_jeanedn wrote

I have NJM for home and auto, no significant claims but the smaller ones I had were handled well and quickly. Never had issues and when I've checked nobody has been able to match their rates.

2

op00to t1_jeam4kr wrote

You will never gain anything by yelling at motorists as a pedestrian. The only thing you can do is walk defensively.

−1

jarage00 t1_jealt8s wrote

I have everything through them and have no negatives aside from actual process to pay for the premium is a bit painful. Had a car accident years back. Wasn't at fault, but they took care of everything right away, got it towed to a dealership, rental car for the time of the fix, etc. No delay or waiting for the other person's insurance to pay. Home, a few years ago, had to file two claims in the same year. Got checks within a week of calling (adjuster was there next day). Neither made my rates go up significantly (maybe $100/year, total for claims was over $20k).

13

Hrekires t1_jealcbx wrote

Every year that my insurance is up, I look around at the other options and every year, no other company ends up being significantly cheaper than the Progressive plan I've had since getting my license 20 years ago.

2

Meowsipoo t1_jeal74x wrote

Flowering plants are a lifesaver for all kinds of bees coming out of their hives in spring. They desperately need the pollen right now to make honey after a long winter. Removing flowering plants in spring and that includes dandelions, can cause serious stress to hives. Please leave the plants be and let the pollinators feed.

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colonel_batguano t1_jeal6v9 wrote

Have had NJM since I started driving, which was well into the last century. I would recommend without question. I have to wonder if some of the bad reviews are paid bots from insurance agents that represent other companies.

I’ve had no issues getting a person on the phone, if I have a claim, I get a dedicated representative to deal with and I can call or email them. They pay ME as the policyholder very quickly. I’ve not had to deal with them on the other end of getting paid by someone else’s policy (I always though that with NJ being a no-fault state, I just deal with my insurance, and let them fight with the other one)

For homeowners, I have the chance to adjust my policy every year, so I make sure I have enough coverage.

I just had to make some adjustments on my auto policy and always got someone on the phone within 2 minutes and got my issues taken care of right away.

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