Recent comments in /f/newjersey

sunlance t1_jeb1bx0 wrote

Two data points: I've been with NJM for 20 years or so, got into a single-car accident a couple of winters ago and they paid for all-new OEM parts within like 48 hours, premium didn't increase by a penny. A colleague of mine had GEICO, got rear-ended on the Turnpike (100% not their fault), got the run-around for months to get reimbursed. YMMV

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BYNX0 t1_jeb0w5z wrote

$1250/month in Montclair? Not going to happen.

You can't really get anything for that low without living in the ghetto.

You'll probably be paying at least 1900-2000 per month in any decent town after all the fees are added on.

I definitely recommend West/South Orange, and MORRISTOWN/Morris Plains.

To be honest, if you get a good living situation in Madison, take it. It's only 10-15 minutes from Downtown Morristown (which has tons of restaurants, bars and amazing walkable streets)

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imironman2018 t1_jeazm28 wrote

I have had a meh experience with NJM.

They also were one of the lowest cost for insurance companies. progressive jacked my rates up almost 250% even though I didn't get into any accidents or have any tickets.

NJM has a discount where they have you install their safe driver app. it is really terrible. it constantly doesn't work and drains your battery in the background. I would suggest installing it on a dummy cell phone that you rarely use and dont ever bring with you. their safe driver app is insanely critical. I have no idea how it grades driving but it constantly will ding you for any acceleration or sudden stops.

Also unfortunately I had my first accident and I tried to talk or call the adjuster that NJM assigned me. they were unreachable. they would take up 1-2 weeks to respond to any emails or voicemails.

I just would caution with NJM. you pay for what you get. don't expect good customer service and their smart phone app is terrible.

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Dicksapoppin69 t1_jeazi2d wrote

Reply to comment by wasitme317 in Crosswalk Laws by manawydan-fab-llyr

Oh they'll give it, right on the BS citation you're getting now because their ego was challenged.

Here's the counseling: "You got a complaint from some Karen. Don't worry, we ain't gonna do shit about it"

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Summoarpleaz t1_jeazbfx wrote

It’s weird I’ve never had issues with geico and they never bothered me even when I had a fender bender; they just paid the claim. My premium didn’t go up so I was like huh maybe I’m just paying an exorbitant amount. I got a quote from NJM (which I use for home), and their policy was $700 more for two people. I have no idea how or why.

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ansky201 t1_jeaysdl wrote

Do not plant hostas if you live in an area that has deer. Deer will eat the leaves and they don't grow back until the next year. They destroy mine every year. I usually wait until late April before planting anything in the ground.

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Notimportanthuman t1_jeayrdu wrote

Piscataway or Plainfield is your best bet for renting, cheapest in the area. Piscataway itself probably has 10+ complexes. My particular complex has a relatively easy application, less requirements than other places. 3x rent w/ paystubs, credit check, etc. although that was almost 3 years ago so it could have changed.

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BYNX0 t1_jeayllg wrote

What is your montly budget?
I'd also check out apartment buildings in plainfield. How long are you willing to commute? Keep in mind travel times at 7-8am are VASTLY longer than travel times lunchtime, late at night, etc. Linden could be 40 minutes away from Plainfield (high school).

I'd recommend looking into apartment buildings in Plainfield too, there's a good amount there, and you'd obviously be close.

Other than living in Plainfield, more good town choices would be North & South Plainfield, Northern Edison, Piscataway, and Colonia (in woodbridge)..

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