Thanks for this.

I have been trying to educate myself and found this helpful link with a ton of information on what to plant in NJ: Jerseyyards.org

Still not cheaper than Geico

They don’t drop you for one claim, but if you have points on your license, they will drop you for certain.

My neighbor called hostas “deer candy”. Lillies can be planted now. I’m on the coast to your east and I’m going to put gladioli in as soon as I get the time.

Then go to East Orange or Newark... Both pay higher 😀

I used to have birthday parties there!

Wow. And here I am having had them for two years, but have since left, thinking they were the exact same coverage. No wonder they can do it so much cheaper than everyone else. They are not covering the same shit everyone else is!

I know this is not the question, but I switched to progressive from geico and saved a lot! Try comparing NJM vs Progressive! I went tru a flooded claim with them and it was handled well and as quick as possible.

I’m currently teaching in memphis city schools. So I’m pretty used to the gang influence. Doesn’t make it any easier though.

njm is gold, I've written estimates for them before, and they let us use more new oem parts than any other insurer

Absolutely. Contact the Plainfield Police and ask about gangs and number of arrests in the school you're assigned to for a better idea of what's in store for you. I believe Scotch Plains might still have a vacancy in your area.... nearby, and much better district.

I loved NJM when I had it but they raised my rate each year I was with them despite me having made no claims or getting any tickets while with them. Also have a decent number of coworkers who claim that NJM dropped them almost immediately upon making a claim.

Food for thought. The dividend check is nice and so is the price of insurance, but just be careful to double check the price when you renew and don't be surprised if you get dropped for making a claim.

Can't say I had the same experience with them. I had them for two years and each year they drastically raised my rate despite having made no claims or having any adverse events on my driving record. I'm convinced it was a teaser rate to get me to bite and then they raised it when they felt they could.

Of my coworkers? Many swear by them and recommend them like yourself. That said, there are also a decent amount of guys who said that they were dropped after one claim.

when I do my long runs I see plenty of homes with some weeds in the yard. lots of people don't really care and don't want to dump chemicals into their lawn for some fake ideal

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Hey I’m at Barclays! What’s the fee at St Elizabeth’s? And could you provide the contact info for housing! Thanks!

this year i'm putting ground cover on my grass by the sidewalk so I don't have to mow it and to kill off the weeds naturally. I have some clover I planted last year but not much and leaving less grass than before to mow

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also planting ground cover plants for shady parts I tried to plant grass in but didn't take very well and too much trouble

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you can also mow your grass higher in the 3 inch range to avoid the sun drying the dirt out

Did the same in January and we are saving 1200 per year. Was with GEICO for 9 years.

I take it that’s why they bumped me up two spots on the pay scale? They are actually paying me more than what I’m supposed to be receiving.

A bunch of charities will pick up dontlated items. There's a veterans one and a lupus one I'm always getting flyers for.

my old NYC building would do the same if I left anything in the common areas. bike storage I had to pay for a special room or in the apartment

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you can't just leave it anywhere you want

Lol true!!

Thank you!!

for me NJM has always been higher that GEICO, and always like 600-700 more, I just checked through my employer and it was 700 more for the same coverage.