nothlit t1_jab6zrm wrote on February 28, 2023 at 4:07 AM

#2,090,145

Yes, dividends are taxable even if reinvested. What fund(s) is your HSA invested in?

[deleted] OP t1_jab765f wrote on February 28, 2023 at 4:08 AM

#2,090,199

[removed]

lmMasturbating t1_jab7tvr wrote on February 28, 2023 at 4:14 AM

#2,090,394

Right now its all VITSX but I now think I may have rebalanced my portfolio in 2022.. So I may have some realized gains or losses then? Optum bank doesnt provide me any tax docs besides the federally mandated one..

ReddSaidFredd t1_jab8nhh wrote on February 28, 2023 at 4:21 AM

#2,090,633

There are no taxes on an HSA.

Rave-Unicorn-Votive t1_jab9lo4 wrote on February 28, 2023 at 4:30 AM

#2,090,939

Replying to lmMasturbating (#2,090,394)

If you rebalanced you almost definitely realized something. No HSA admins provide tax docs for CA/NJ residents, you need to track everything on your own. That's why you should either invest simply (ie. pick one fund and stick with it, no rebalancing) or tax-efficiently (tax-free investments or funds with minimal dividends/distributions).

lmMasturbating t1_jabahe3 wrote on February 28, 2023 at 4:38 AM

#2,091,192

Replying to Rave-Unicorn-Votive (#2,090,939)

How do I track dividends? I dont have them on any of my statements

Rave-Unicorn-Votive t1_jabayff wrote on February 28, 2023 at 4:42 AM

#2,091,316

Replying to lmMasturbating (#2,091,192)

You have to dig in and look at the individual transactions. I'm not familiar with the Optum interface but I'd be surprised if your balance just spontaneously increases one day without any activity details.