I paid off my credit card last year and keep it at zero. My bank keeps raising my credit limit in spite of that. Should I have them lower it? It’s currently at $35K

EDIT: Thanks for all the quick answers! I’ll leave my credit limit alone and just watch it rise. This subreddit is amazing!

NEXT DAY EDIT: sorry everyone who commented after I fell asleep and I’ll try to respond today if I have time