Submitted by yoM0M8IT t3_xzrjv6 in personalfinance
My son has been on disability since birth. Really don't need the money but we need the medical card. He has tons of medical issues. We really can't live with out it. He is literally our multi million dollar baby. We can make more monet than what the state gives us but we are limited to what we can make each month because of the MC. We can't save money or have any assets in our name. We can only have 1 car (paid off) but can have another (as long as it's being financed). My wife and I meal plan and budget tighter than most. We also have another child (healthy). I'm just stuck. Every time I think I can figure out a way to have some kind of extra funds or equity to pay off debt, I run into the unforgiving brick wall that is SSI. ANY ADVICE WOULD BE MUCH APPRECIATED!!!!!! Just struggling parents trying to provide a better life for family.
Edit: Follow up question. Are there any assets that you can legally have while still dealing with ssi? I looked into life insurance and we can only have a $1,500 face value in it. My wife and I. Combined. Where the H-E-ππ in the world is that gonna put 2 ppl in the ground???