Submitted by Pikachu_Yay t3_y2qwcr in personalfinance
Long story short, me and my gf moved into an apartment back in May, I agreed to pay for most of the rent ($842) and she would only need to cover the rest ($400), yesterday she broke up with me and i’ll be stuck with all the bills soon. Should i pull from my 401k to cover some of it? Should i get a second job or can i make it on my current wages? I currently have 2856.82 to my name and im worried I won’t be able to make ends meet
Current pay after taxes: 2700-3200 per month depending on overtime, i do have a bonus scheduled to hit my account in December, it’ll be a minimum of 1800 but i’ve been told we’re expected to exceed our goals so it’ll likely be more
Rent: 1242
Car: 383
Insurance: 188
Phone bill: 25
Light bill: 100-120 (expect this to go down as it’ll be just me and i wont be home half the time due to work)
Gas for car: 80 a month
Groceries: currently 150 every 2 weeks but i plan to bring this down since my ex won’t live here anymore, possibly 80 every 2 weeks
Subscriptions: 21.66 (netflix and cinemark rewards)
Credit cards: 669 Apple, 482 Chase, 152 & 121 Discover, and 1471 on a Capital One card in both of our names but she has agreed to pay it as those charges were all done by her, but i want to prepare for the worst
I’ve pretty much been paying for everything since the beginning anyways so its not like we’ve been half on everything and twice my ex wasnt able to pay her portion of rent , so that took a huge dent on my bank, any advice is appreciated