Submitted by premeddream t3_ygr2sy in personalfinance
As the title says. Sorry if this is the wrong subreddit. I've never been in an accident before, so I'm not entirely sure how all of this works.
Got rear ended by a company vehicle, other driver definitely at fault. Driver of the vehicle (not the company owner) has been stringing me along about getting me insurance information. My insurance calls me this morning and verified that the vehicle is in the company's name but doesn't have any insurance on it. My insurance tells me I can have my vehicle repaired w/ my uninsured coverage, but I essentially have to eat my deductible.
I do have the name and phone number of the guy that hit me. I also have the company's name and owner's phone number, along with the license plate and VIN of the car that hit me.
Do I have any options here? Or am I stuck?
Edit because it's a common comment:
Cops were called, other driver left after the cops said they were on the way. Courtesy patrol came about 45 minutes later and said the cops weren't coming at all, and to go to the local police station. Local police station said the cop that was "assigned" to my case (because I had already called), was off for the night and to come back another day. I've gone back to the police station three separate times, and each time they said that the officer wasn't available and sent him an email requesting for him to call me. Surprising to no one, he still hasn't called me. I plan to go again Monday but I'm not expecting any new results.