You'd probably need to post out a breakdown of your full monthly budget (which is almost assuredly out of balance), along with each card/loan and the balance/payment/interest rate on each. It's impossible to say if debt consolidation loans, or bankruptcy, or anything else make sense w/o more info.

Otherwise, generically, cut out any expenses that you can. Consider picking up a 2nd job. Prioritize paying down the highest interest debt first.