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DeluxeXL t1_j2dpmpg wrote

It is 2023. It's the issue date (1 business day after the business day you buy) that matters.

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NKYGun OP t1_j2dpz2v wrote

Wasn't sure if it was treated like an IRA when you have until tax day in April to fund it for previous year.

I just found out you change bank accounts on TD without going through pure hell, it took seconds to do.

Thanks

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93195 t1_j2dqh4o wrote

Wait, you can easily change bank accounts on TreasuryDirect now?

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NKYGun OP t1_j2dr2eb wrote

Yes. When I initially signed up for TD, I put Discover as my bank account because I was getting ready to switch my direct deposit to them but then started reading horror stories about Discover so I didn't follow through with the change but it was too late for TD and there was no way I was going to go through their nightmare of changing so I gave up the idea of buying I bonds until I read a thread on Bogleheads that said it changed. Like I said, it took seconds to add Fidelity and delete Discover.

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93195 t1_j2dreco wrote

Nice! I’ll have to update mine as well.

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93195 t1_j2dqd1x wrote

Whenever it’s issued is what year it counts. It normally takes a day or two. You can log back into TreasuryDirect and check. If it says 12/01/2022, it’s a 2022 purchase. 01/01/2023, it’s a 2023 purchase.

Anything initiated today will almost certainly be a 2023 purchase.

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