Navigant is great. They do fee free checking and you can earn interest with the money you have on the account. I had a car loan with them and had no problems.

Any suggestions for online banks?

ok.. never heard of that... i'll jot it down, thanks

I’m kinda shocked no one mentioned the Hot Club. They open at noon religiously and host a varied cross section of ages and interests. I’ve met life long friends there.

I’m kinda shocked no one mentioned the Hot Club. They open at noon religiously and host a varied cross section of ages and interests. I’ve met life long friends there.

I’m kinda shocked no one mentioned the Hot Club. They open at noon religiously and host a varied cross section of ages and interests. I’ve met life long friends there.

Ooo I never knew it was used in beermaking! Cool to know -- thank you!!

Thank you!!

Navigant

Navigant Credit Union has locations around RI and takes good care of their customers. We have banked there for 20+ years.

The Y on Hope St is starting up a pick-up league. Anyone should be able to join and play.

Citizens just because there everywhere in RI and New England, and even span out to NYC and PA.

Bank RI is decent

Coastal 1 ( formerly Pawtucket Credit Union ) is decent

I am also commenting to be included

Yes, this. I've been with them for almost 20 years, and they've been consistently great.

Bank Newport is lovely. Citizens is…. Fine. It was fee Heavy back in the day so we switched to BN and never looked back. I mean I never go into a branch anymore (maybe once every two years?) so the need for branches is irrelevant to me. Also rarely get cash out…. Santander is terrible. Go Almost anywhere but there.

I've been using credit unions instead of banks for decades. Maybe they have less bells and whistles, but they are generally a better deal for consumers.

That said, I can recommend Coastal1 (previously Pawtucket) Credit Union. There are locations all around the state.

Adding myself to this thread because I’m also interested!

It's the worst. BOA has the best app by far.

I had a hell of a time with Citizens when I had my card info stolen at an ATM in Boston. the thief withdrew $800 twice, and because the transactions were so similar, it took me months of back and forth to get the full $1600 back. because the bank thought they were the same and just sent me $800. of course that was when I was living paycheck to paycheck in my early 20's and I was f*cked.

No problem, I also forgot to mention the RI Mountain Biking facebook group is where all the RINEMBA rides get posted.

I have my business accounts with Coastal1 Credit Union (formerly Pawtucket CU) and they are great. I think I will be switching my personal accounts from citizens to their bank. The staff has been very helpful and their app works just as well as the big banks. it's always good to support a local bank that directly supports the community you're living in.

I’ve been with Citizens for a decade now, never had a problem.

I get that but I don't think that was OPs angle. They were very insistent on the site being a scourge against humanity

I have accounts with Citizens and Navigant (I have a mortgage with Navigant and they require you to have an account). I haven't had problems with either, but Citizens definitely has better hours and more available branches.

They both have fee-free checking as long as you make one deposit per month. Every Stop & Shop and Cumby's in New England has a Citizens ATM, which is nice. Navigant lets you use other Credit Unions' ATMs without a fee which is nice as well.

TLDR: Citizens is more convenient overall, but Navigant is good if you want to stay with a hyperlocal institution. I definitely feel like more of a person and less of a number with Navigant.

I’m sure there’s ways they can check (ie if you’re not filing taxes…)

The homestead exemption was just increased in PVD. Even though my house value went way up, my taxes actually decreased this year.