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I think a lot of people are seeing huge rate increases lately. There was a thread in r/nova three days ago with lots of good discussion.

My Progressive policy is up for renewal in January. Two cars, full coverage, excellent driving record, excellent credit, over five years with Progressive, and several claims during that time - none our fault (cars hit while parked on the street, etc).

I'm used to rates creeping up a little bit at each renewal, but this time I'm jumping from around $600/6 months to over $940/6 months. The information they sent with the renewal tries really hard to explain the increase, but it reads like the silliest, most contradictory thing I've ever seen come out of an insurance company. Here's the gist -- If I had time to sit here and redact the personal info I'd post it -- it's a fun read.

• I'm a 5-star VIP ultra gold something-or-another and they love having me as a customer.
• I've had a few claims. None of them were my fault and they're not holding any of them against me. But, a few sentences later, they note that they're considering those claims when determining my rate increase anyway.
• I have excellent credit. Outstanding. Some of the best in town. Exceeds expectations. Couldn't ask for more. FICO 840+. Several paragraphs of praise. But I had the audacity to apply for a single credit card 6 months ago. Sorry, gotta raise my rates.
• They did a manual review and looked at a lot of stuff that they don't look at when writing a new policy. I am specifically invited to cancel the policy and come back as a new customer where I will almost surely obtain a more favorable rate which does not take as many factors into consideration - such as that credit card I had the nerve to open. (WTF - am I a Sprint customer again? Gotta leave and come back for the best deal?)

Bottom line -- they just want to raise rates but apparently need to find any justification to do so. I'll be shopping around for another insurance company myself. Progressive's handling of our last two claims was abysmal and a number of shops in town now flat-out refuse to work with Progressive customers for some reason. I can't justify a 50% rate increase for subpar service, and if I leave, it's not going to be so I can come right back at a lower rate.

https://hammond-insurance.com/about-our-agency/meet-our-team/team-member/donna-hilbert/

We also insure our home through Northern neck and it's been seamless and easy. Donna is SUPER nice so just give her a call/message. The best part is she is a broker so she may even find you a better deal with someone else if northern neck doesn't work out. Won't cost you anything at all except a little time on the phone/email. If you don't get a hold of her she's very responsive to email and messages when she returns to office. She helped us a ton

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Indeed

Good to know. I always hate when renewal time comes and I get a surprise increase. It’s one thing if it’s only a few bucks, but the last two renewals have been $15-20 each.

Reach out to an agency and have them shop quotes for you. There is GLM Insurance Agency (ask for Jennifer) or Ball-Martin Insurance. I had Ball-Martin do quotes for me and GLM did a friend of mine. You will absolutely find better rates and coverage through an agent rather than building your own online. Some insurance companies can also only be purchased through agents and they are definitely worth looking into. I work in this industry as an adjuster so if you need anything else just let me know.

Oh wow! I think my family had a few cars serviced over there in the past but I had no idea they used to expertise in VW. I’ll give them a call or check their reviews, thanks!

That would be awesome - especially since you guys are almost exactly the same demographic as us. My fiancé is 29 though and also has a good driving record. Thank you so much!

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We have a 2014 kia soul insured through Northern neck insurance and it's about $68/month. I'm 30M, my partner is 26F with good driving records. We have full coverage, a 500 dollar deductible, comprehensive, rental car coverage, etc. I don't remember the exact policy limits in dollar value but they are well above the minimum. I can give you the name of an insurance agent that works with them if you like

I have Elephant and mine also jumped up about $30/month during renewal for next year. I compared with Geico and it was about the same amount. I think they raised the minimum liability required for VA and that's what the adjustment's for

How do produce prices at Ellwoods fair? The store is always so expensive but usually pick up other things aside from produce.

We were home for X-mas but are heading down to family in Raleigh for NYE.

Should be an easy one, and with Monday off there will be an extra day to decompress.

I knew the $50/yr was a promotional rate when I signed up for it.

The raise I got to $90... I kept it. My 2 requirements for RT-D is < $100/yr & rss support because their homepage is <50% local print non-sports news stories.

United am i right

First step for a medical bill for me is to ask for an itemized bill. Strange things happen when you do that ..like the cost goes way down. It will give you precisely what they are trying to bill and a starting place for a dispute.

I’m in Miami still getting whatever sun and warmth I can get. I really love how easy and fast RIC airport. I got there to fly out on the 23rd and made it through bag check and TSA in literally 20 minutes. Would never dream of such a thing in South FL. I hated waiting at the gate however where someones child had some musical toy playing its noises VERY loudly for at least 15 minutes.

I swear they are counting on most subscribers like my 75 yr old mother being on auto pay and not noticing the increase. I called her after the last thread on here and she cancelled. She has been complaining about how thin the paper has been for years anyway.

Big Apple 🍎

Look,sorry I just wanted advice. They posted it for a reason. It looks just like mine,I am just desperate to get her back and I dont know where to turn. Im looking for the person who actually has her. Why would they even post the pic if not looking for the owner? People post lost dogs and other pets here all the time and thats ok. I want my damn pet. What else am I supposed to fucking do,its not theirs! I paid $425.

Correction 1.20 a week

lol a six-footer is a six-footer, OP should say 'not subway' then

just take 6 foot long subs, put them side by side, done

Firehouse or jersey mikes will make you those subs no problem

management was a mess is probably the kindest way to put it lol

My parents pay some ungodly price for the daily paper version now. A far cry from when I used to deliver it for like three bucks a week