Not this time! And everything went off without a hitch thankfully. Back in RVA again!

Rates are going up across the country due to claims costs skyrocketing. This is driven by the increase in vehicle value for used cars and due to increased bodily injury costs. Best thing to do is get multiple quotes from various insurance companies every time your policy is up for renewal.

Been married 36 years, I honestly don't remember how much of a discount it was. I do save up for the insurance hit, put it on the credit card to get the points then pay the card off right away.

Just found out my dad uses Erie too. He gave me another agent, but he speaks highly of her. I’ll definitely add them to my list to call.

I just texted my dad about it and he used Erie too. I’ll have to ask him more about how their renewal rates change, but I’m not sure which company his insurance is actually through.

Check with Erie. They have really good rates and I have been with them for 15 years. Ann Gleason at Pearce in Colonial Heights is my agent. I have multi car and home owners bundle for mine. My mum gets a discount as well even though hers is separate policy from mine.

Find an independent broker. I used RVA Insurance Agency, and I'm with Erie. That said it's our first year with Erie still so I don't know what my renewal looks like yet...

Where were you? Just out of town for the holidays?

I used the Jery app and it has been good to shop rates my renters and car insurance are like 60 a month total

I think both are fantastic. Jennifer is really sweet and has been in the industry her whole life as it is a family business her father started. Their office is right across the street from Top Golf downtown. Ball-Martin is super concise and professional. Either is a win in my opinion. :)

I’m not sure comparatively.

They source organic from local farms, and that’s all I’m willing to eat. In general produce is pretty cheap, in my opinion.

Yep, that’s what I’m gathering. And I definitely will try to bite the bullet of dropping the full cost at once. I don’t love the idea of it, but it definitely makes sense cost wise.

You're welcome! Good luck

I will definitely reach out to her! I really appreciate the rec.

Really appreciate it! Do you recommend one over the other?

I’ve debated starting to pay all at once, just a steep sum of money to drop when I’m still at that in between of being a full adult vs adult in training lol. Getting married in 2023 though, how much does that typically help with rates??

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Noted, I will definitely be giving them a call then!

That is absolutely ridiculous. I knew they check credit scores, but penalizing you for a new credit card??? Unreal. I have my other car (2008 Mazda, paid off) insured through them, but I have basic coverage since it’s old and not worth paying crazy coverage for. Very good to know about this experience because I’ll be dammed if I’m going to consider insuring both cars through them, much less continue with just the one. Can’t wait to see what my rates do when that renewal period comes.

Given the amount of variables (age, zip code, education levels, marital status, credit score, coverage limits, etc) that go into insurance pricing you're not going to get an accurate idea of cost this way. Your best bet is to do what a few others have said and take the time to call around to various companies and get quotes. Some companies offer a decent discount for paying in full for the year too if you're able to afford the full cost up front. I've done this for years and it's saved me a lot.

I have an 08 Rabbit with just under 100k miles on it. I take it to General Auto and Tire on Lombardy and they’ve always done right by me - they’re pretty up front about what needs to be done vs could be done and can usually work me in within two days of giving them a call. They’re also conveniently pretty close to my work, so that’s an obvious bonus for me.

State Farm has always been good to me

>They posted it for a reason. [...] Why would they even post the pic if not looking for the owner?

As they explained multiple times, they took a photo and posted it because they were in the area when a large snake was found in a place where large snakes are normally not found. People post things they think are interesting. That's all it appears to be.

>People post lost dogs and other pets here all the time and thats ok.

Yes, because most of the people posting those have actually caught the pet and are holding it as long as they can as they to locate the owner or find someone else who can take care of them.

There are also a lot of people who post pictures of lost pets and do not have possession of them at the time they post it or know where the pet is.

>I want my damn pet. What else am I supposed to fucking do

I get it. Losing a pet sucks and I am keenly aware of the heartache one goes through when it happens.

Since you deleted your old username, it's hard for anyone who might have your snake to contact you on that post. So, make another post with pictures of your snake and ask if anyone knows of someone who found and has a lost snake.

But, and I can not make this any more clear, do not contact and/or harass that individual you've already interacted with several times and who told you very clearly they do not have it, do not know the person who took it, and don't have their contact information. Don't ask others to try to contact them on your behalf or pressure them to answering even more questions. Just... leave them alone.

Call a local independent agent. Look for an annual policy, and pay it all at once, not monthly payments. Granted I'm older than you. married and live in the county, but I'm under $1200 a year for 2 cars, a 2021 SUV and a 2014 pickup. That's with full coverage, 500/500/500 and $500 deductible.