Interested - replied to your message.

The medium home price here is $240,000. If you borrowed the whole amount at 6 percent. The payment is $1439 before taxes and insurance.

After taxes, your bringing home $3494 a month.

You could do it, but it’s going to be tight.

The bank approved you for that much? Are you kidding me?

Check ur messages. We have 75-100 gal tank

I bought a house making around that much, but that was 3 years ago. It's on the Northside, is over 100 years old and had a 43 page inspection which was a record according to my agent. Now I make more but with interest rates and housing prices I'm not sure I'll ever be able to move even with a few decent raises. Cost of living has really gone crazy in Springfield since 2020.

But!!!! You cannot let them freeze and then do that. I mean you can, but I wouldn’t. Also for your windows and car windows. Try isopropyl alcohol and don’t use water. That has always worked for me in the past at least. Again, I am not a pro in this.

I am 5’4” in height. I weigh maybe 120 at most. I am a small person. But that is cool. But for your pipes when it gets this cold let your faucets do a small drip when it is the coldest. That running water will help your pipes to not freeze. Based on my knowledge alone.

One's 8 foot tall, the other is 7.5! Seriously though, looking for a 40-55 gallon or larger. A nano or 5-20 gallon isn't what we are looking for.

How large are the kids?

Depends on your standards of living. Whats comfortable to you?

I did it last year making less than that, but its also a small house on the west side. The house is fine, but I got in right before shit got super wild. I think I did really well buying this house, and my mortgage/taxes/insurance is $550/mos. for a 90k house with about 3k down, and 2.7% interest. But I know plenty of people who would have never considered this area. (its fine. no issues ever.)

Youre not going to find any decent houses for a 100k like 2 years ago, though. It sucks.

The bank will approve you for more than you can afford if you have good credit. Don't be house poor. I was making just over 40k and the bank approved me for 250k. Don't do it.

I purchased my house here with $3000 down payment, making $15 an hour, and credit score around 640. This was when rates were low but the market was ramping up 3 years ago. My girlfriend paid half the rent but i could have tightened my budget and been able to afford it. It’s a small house in a safe but older neighborhood. It’s a different market now, but if you wait for the right house at the right time, you could live comfortably on that salary here.

A&D Mechanical Services is my main choice for plumbing repairs and if they are busy my second choice is United Plumbing.

I'm able to but I'm not about to act like luck didn't have a lot to do with it

I can vouch for the work of Action Rooter plumbing. Mark came out to my home and did amazing work, cleaned up after himself, and made sure the problem was actually fixed before leaving. Don't really know what the cost would be though, I had completely different work done.

Before I met my husband he made less than that and had purchased a home.

Yeah it amazes me. I’m from WI and every year I’m like they will do better. But they don’t. Like pre salt the streets or use beet juice or nothing. It’s just poorly managed

I make that much and have a mortgage. The hardest part was saving for the down payment.

I’m a single parent.I got my house before I asked for child support and can survive without it. My house is a single level 3 bedroom, 1,75 bath(there’s a shower in the second bathroom), but the bedrooms are small. I bought my house went interest rates were at record lows though.

Edit: I also took advantage of an FHA loan. If your credit is above, I believe, 680 you only put 3.5% down.

Edit 2: my house was 145k when I bought it but has recently appraised for 210k. I started my mortgage in 2020. Also here’s my rate. I want to be clear, if you can’t afford a house right now on 50k it’s not you, it’s the current inflation. Don’t give up. Getting a mortgage helped stable me. I would be struggling more if I was paying rent on a place this size. If you need to wait, just start saving money now. It has to sit in your account for at least 8 weeks iirc before you can use it as a down payment.

Was this the time that we had a glaze of ice fall mid afternoon? Like maybe 10 years ago? I worked outside at the time and was dressed for the weather, saw the chaos on glenstone then national and just parked and walked home. Took a couple hours but faster than traffic.

Might not have been on the clock anymore and was going home.

I'm just about that level, and things would be a bit tight if I was living solo but it'd be okay. If you have a housemate or spouse to split expenses with, you're golden.

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Depends on how fast you are at cutting catalytic converters, 10 a day should bring in close to 50,000

Yeah, the problem with the weather yesterday was mostly the heavy wind and related windchill. Now it's still hella cold, but the actual snow is just a couple inches with no ice involved.

Ordered pizza tonight cuz I totally forgot to go shopping for food. But tipped the pizza guy $15. I think the roads are totally fine.. yesterday (Thursday) when we had all that snow- I drove in it just fine.

I heard it has a lot of structural issues and they can't have a restaurant there anymore because the cost to remodel it would be too much.