Recent comments in /f/springfieldMO

thearticulategrunt t1_jac4pk7 wrote

Reply to comment by mfjashands in insight on Springfield!! by mfjashands

Ignore the "negative nancys", we have 2 vocal groups of them here the "stay outta my space" group and the "this place sucks it's not what I expected coming from (enter big city)".

My family resettled here a decade ago and have found it to be great. Amazing country small city feel with tons a variety and choices. Restaurants: what do you feel like today? Literally. I was military and even grew up military and travelled the world. and since you asked about restaurants: Lebanese food? Old commercial street, dude was a translator overseas for the military and his family now owns and runs a restaurant. Traditional Korean cook it yourself BBQ? South National street. Sushi? I'd have to write you a travel list but my favorite is Omi on Battlefield. BBQ: dear god. Seafood: actually a little lacking without spending a nice penny but if you do there is some great options. Steak? Brazilian? Indian? Irish pub/restaurant? Variety in restaurants is not an issue.

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my_monkeys_fly t1_jabp9uz wrote

As a plus sized lady, it depends on their style. Looking for a more playful or edgy style, go to torrid. Work clothes, lane Bryant, and some torrid clothes can work (but online is where the good stuff is with both places). For a more mature style, or more modest, then Catherine's is good. Heck, even walmart has some nice sundresses and tops, my favorite yellow sundress is from Walmart and I get comments whenever I go out in it. Cato has some nice plus too, but 28 is the largest they stock I think.

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WendyArmbuster t1_jabea3h wrote

Nixa's test scores are really good, but at the expense of any sort of autonomy on the teacher's part. I personally think standardized test scores are a terrible way to judge a school, but Nixa has bought in fully. I know about a dozen teachers that teach there and they're ready to have a mutiny. Most are planning their exits. Nixa has no choice though; there's nothing else going on in Nixa. It's a bedroom community for Springfield's professionals, and they are voting for school board members to keep their test scores high, to keep their property values high, in the hopes that people moving in will equate high standardized test scores with a good school.

Many school districts are facing this same problem, but it's particularly bad in Nixa. Working for Springfield Public Schools is OK, but hit or miss depending on your principal. The deficiency in Springfield seems to be in the administration above principals but below the superintendent.

I'm a teacher in a surrounding district, and my district is awesome. I love it, and school system stands for what is genuinely important in education, and they follow through on their actions in student and teacher support. I'm not going to say what it is though, because I know some of my students are here.

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Same-You-6523 t1_jabdqj5 wrote

Hi Gillian! I'm Amanda and I live in Marshfield. Rats are some pretty cool pets but I've never had any. My dad did when he was a boy back in the 50s. I can't remember what he said his name was but he rode around in a little toy car 🙂

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WendyArmbuster t1_jabbq3o wrote

Reply to comment by AmcillaSB in Used cars by Middle-Recording-807

Equifax's website says:

>Paying off debt is more likely to help your credit scores than to hurt them. You are likely to see your credit scores improve after paying off debt unless the debt you repaid meets the unique criteria listed above.

The unique criteria listed above is indeed what you described:

>For example, paying off your only installment loan, such as an auto loan or mortgage, could negatively impact your credit scores by decreasing the diversity of your credit mix. Creditors like to see that you can responsibly manage different types of debt. Paying off your only line of installment credit reduces your credit mix and may ultimately decrease your credit scores.

To me that seems like a rare situation. Generally people with good credit have multiple lines of credit that they are managing at the same time. I have a mortgage that I pay, I pay my credit card off in full each month, and in the past I've had car payments that I've finished paying on. I have a hard time imagining that I could finish paying off my house and then my credit score would drop by enough that I couldn't get a used car loan. Debt free people are getting car loans. I'm sure of it.

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LeeOblivious t1_jabbaiu wrote

Reply to comment by whattheduce86 in Used cars by Middle-Recording-807

What you experienced was a closing of credit lines along with other factors. NOT a paying off of debt.

Prior to buying my home, I paid off my car, and credit cards. But I keep the line of credit open and still used the cards (just paid them off in full each month incurring no debt). I had no loss of credit score and was easily able to get financing.

As long as you have proper documented income and open lines of credit, you will have no issues getting financing.

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whattheduce86 t1_jabaiw9 wrote

Reply to comment by LeeOblivious in Used cars by Middle-Recording-807

Are you new to how credit works? I paid off my medical debt and went from having a 700+ score to no credit. The mortgage company recommended a quick credit card and got my score up to almost 800 in a week and was able to give me a mortgage.

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Bwoody1994 t1_jab5rb5 wrote

I’ve worked for two different contractors. One of them I delivered for an ozark route and that wasn’t to bad, some long days but rewarding whenever you were able to finish early. The other one I did a shell knob route and I wasn’t a big fan of that if you fell behind to much you could be out really late every day. I also wasn’t a fan of the day rate pay they all do, if you have a long day you’ll get paid less.

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