Recent comments in /f/tifu

AndyR001 t1_j1ny9la wrote

Ok...

She said it was ok for you to touch her breasts? Was there some interaction before that, that lead to that?

Was she trying to normalize the situation as a coping mechanism?

Idk dude, If you started touching her without any form of previous consent, she shouldnt trust you ever again. Being drunk is not a justification.

If... And this is a big IF... you started making out and she was not ready for that kind of touching and she made it clear, that would be just two people getting frisky and finding each others bounderies.

I think you should write to her letting her know what you think happened. What ever she decides to do, you got to live with that.

If it really went as you said and you just started groping her from nothing, you need to work out your shit, man. If you cant trust yourself, drunk or not, you shouldnt be around that girl or any until you learn to control yourself.

Edit: i forgot to say, its a good thing you Stoped when she asked. Dont feel suicidal, take this as a formative experience.

PLEASE look for help If you cant control your depression.

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Duality26 t1_j1nxz3i wrote

In the US, EFTs initiated as a result of an account takeover are explicitly covered under Regulation E. The CFPB has published guidance and made it very clear these types of transactions are covered.

"4. Does an EFT initiated by a fraudster using stolen credentials meet the Regulation E definition of an unauthorized EFT?

Yes. As discussed in Electronic Fund Transfers Error Resolution: Unauthorized EFT Question 1, Regulation E defines an unauthorized EFT as a transfer from a consumer’s account initiated by a person other than the consumer without actual authority to initiate the transfer and from which the consumer receives no benefit. 12 CFR 1005.2(m)."

OP is in Austrailia so this is moot; however, if your experience in the financial industry is in the states, you are confidently incorrect.

However, other scams not involving an account takeover may not fall under the purview of Reg E, such as buying a gift card for the scammer; or, p2p transaction, which the CFPB will likely push consumer friendly guidance for in the next few years.

Source: I'm a certified regulatory compliance manager with 15 years banking experience.

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Melodic-Spite-5918 OP t1_j1nwyz2 wrote

I don't have trouble sharing, I specifically created this account to share my thoughts and feelings about this because I need to process it somehow right this instant so that I don't do anything to harm myself. To keep it at the very least somewhat short: My parents' marriage and my past relationships left me pretty disfunctional in terms of relationships and love, so now I have intimacy issues and commitment issues. I have become pretty insecure in my ability to find love but at the same time, whenever I do meet a girl who likes me or where I feel like I'd have a chance with her I run from it and avoid confrontation of the topic out of fear to either A) getting into a dysfunctional relationship that would cause harm to either one of us or B) jeopardizing a close friendship for a relationship that might not last, most of the time it's a combination of the two. That makes it pretty difficult for me to find physical or emotional intimacy so now I am somewhat starved for both which is already a problem in the emotional department as it leads to me latching onto people I like for emotional support, regardless of whether I'm romantically interested in them or not. As you can imagine, that leads to a whole other bunch of problems, e.g. the respective girls constantly getting their hopes up because of me sending mixed signals (if she happens to like me). Which is why I now tend to avoid close friendships with girls for the most part, as I do not want to have someone 'on the hook' just for them to get hurt by it over and over again. Which then lead to an even more severe lack of intimacy for me.

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