That’s solid advice especially consider that the payments/interest rates are frozen. I will definitely look into this, thanks for your input!

Thanks for your response! The current interest rate on these loans is 0% because of the payment freeze which could last up until June of 23’. After payments resume, I am looking at an interest rate of between 4.4-5%. I currently have a HYSA through Marcus that I could pour into. That’s not a bad idea.

Thank you, congratulations on your future retirement! Many blessings to you and yours! Thanks for your insight

Thanks for your response! I am still researching which area would be best for me but I definitely don’t want to live in the more pricier areas such as San Francisco or even LA. That would be too fast paced for me lol I was thinking somewhere modest but with nice views and not to far from said cities. If I could choose barring cost, it would be San Diego for sure though.

That is solid advice, thank you. I’d honestly love to be debt free as well. When the debt reduction was announced, I saw a clear path to the finish line. Having it blocked hurt my momentum. But I will definitely take your advice into account. Thanks again!