Start with a budget: all your income. All your expenses.

Download everything from your banks and credit cards for the last 3 months to excel and sort it into a ledger. Figure out where money is going.

Sort expenses into categories: rent, utilities, subscriptions, necessary food, unnecessary food, entertainment, misc.

It’s automated. The teller checks a box and the form auto populates and the CTR gets filed with FinCEN.

If the bank software or the teller suspects anything suspicious, a second form (SAR) gets filed with FinCEN.

Both forms get electronically sent to the Treasury FinCEN office in Detroit (or wherever the Treasury servers are located). The server files it in a digital filing cabinet where its promptly indexed and ignored.

FinCEN likely has an AI pattern recognition layer that trolls the index for patterns. If one is discovered, software likely alerts an analyst/investigator.

18 or so million CTR’s get filed per year, along with 3 million or so SAR’s. The first 3 layers of review are all gonna be software.

Yeah I include all my casual work travel that I enjoy in my “benefits calculator” which is like an additional 15k/year on top of my employers “total spend on associate” breakdown.

$5k over may be a fair estimate of benefits like employer match, employer contribution to insurance, HSA, perks.

I get an annual breakdown and it’s at least $5k over my salary number.

I’m in the US and if I want 125k to change jobs I list 125k. I don’t care. If they won’t match my wants I won’t take the job.

Fwiw - if you are able bodied all of Boston downtown is highly accessible. Mass Ave (back bay) to the common is like 25 minutes. Common to Faneuil is like a 15 minute walk. Faneuil to the north end is 5 minutes. Faneuil to the garden is 15 minutes.

It’s extremely walkable and the T also can speed things up between sites.

Presidential suite at the Harbor Hotel

Take $1000 from your “new car” fund and redirect it to “maintenance.” Find an exhaust shop willing to weld in a new cat.

RockAuto has cats for about $200 in aftermarket (but compliant) parts. A local shop should be able to weld in the replacement for well under $800 in labor. Some might even let you supply your own parts (so you can get a quote from them, shop it on rock auto and have it delivered directly to the shop if it’s cheaper).

Dealership won’t do it that cheap and will use OE parts that are two to three times as expensive. If you don’t have a local shop you trust, start asking friends/family where they take their cars. Someone in your network uses a shop they like.

At $200 in parts plus 2 hours of labor at $125/hour, you’re at $450. Cats are readily accessible so it’s not going to take more than 2 hours to cut and swap.

The symphony is a good place to go all out

Could you imagine a high speed train between Boston and Northampton?

You can take the course online and sign up for a field/range day.

You can take classes in person at most sportsman’s clubs that are both classroom and field.

You should probably grab a pistol permit too - that would cover long guns and ammo permits.

Leave at 9pm.

Have you tried making it fresh from high quality produce and homemade croutons?

If you are an unlawful user of marijuana - that’s anyone who uses marijuana - you will have to lie on your atf form every time you buy a gun and your permit renewal form.

You don’t have to give him any attention.

Every day 2 hotel guests are selected at random to be executed by the police as a deterrent. It’s progressive policy, but it doesn’t make the tourist guide. For obvious reasons.

So, pick your hotel room wisely.

Dav El

So Dry

A trick is something a whore does for money. I must have missed it.

If only we could pipe it from PA, except New York. And Massachusetts, for that matter.

In the name of being green.

New England’s natural gas is more expensive than pipeline gas because it has to be shipped by sea.

So now all my old clothes have to get dumped on the doorstep of the nearest goodwill? Cuz if they’re not “accepting” donations they’re getting it anyway.

And they can figure out how to ship it up to their warehouse in NH/CT just to throw it in their dumpster anyway.

I’m glad my apartment complex has dumpsters.

Obviously yes.

All companies set their own prices. Cast dealers are just a bit more transparent.

Make it at home? It’s just fresh pasta and quality oil…

Making fresh pasta is a fun date thing, and you can make the oil yourself too if you find fresh olives.

Takes too long to pay the investment off if LNG is scheduled to be decommissioned.

Now if we could get Cuomo and the NY establishment to stop being an absolute dick about pipelines, we could plug into the “western” US pipeline supply and compete with the “rest” of the country on LNG price. Except he won’t let new pipelines cross NY, so New England is stuck shipping the stuff.

Because pipelines are apparently not green enough (because they pipe LNG), but shipping it around the world and back is the right answer (because we need it).