If the charges were reversed, what are you trying to have happen?

Mortgage, taxes, and insurance are about $1400. So rent would give you $600 to $1000. That's best case assuming no vacancies, nothing breaks, and not factoring in the cost of you or your family's time to manage the place.

Or you could sell, and get $80-100k. Even in a CD or bank account that would get you $300-$400 a month in interest. If you invested, it would potentially earn you more.

1. Won't generally care
2. Usually they give you a check that you write and mail to the old credit card, but some can do it online now.
3. Same as any new credit card: hard inquiry plus lowers average age of account. Also will increase your utilization while you have the credit card balance.
4. Usually there is a fee for doing a balance transfer. How much is this ones? Also, you will still have to make minimum payments on the card even while at 0%APR

To add to this great answer, if I was getting a CFP I’d let them recommend a tax preparer rather than find one on my own. Even if they aren’t a CPA they may still offer tax services or be affiliated with someone who does.

Rule of thumb is 1x income in retirement accounts by 30 and 2x by 35.

You can’t contribute to a former employer 401k or an inherited IRA, so those aren’t options.

Inherited IRAs require distributions from them. You should check with the manager and make sure those are being handled.

Take a look at the article on “rollovers” in the wiki in the sidebar for what to do with the old 401k.

At 37, I’d be looking strongly at prioritizing retirement. But a lot also depends on how stable your job is. Take a look at the prime directive in the wiki in the sidebar.

It will be one match and one limit for both 401k plans combined. So look through https://reddit.com/r/personalfinance/w/rothortraditional?utm_source=share&utm_medium=android_app to see whether Roth or traditional is better for you.

Job #2 looks like it is better, but without knowing how much you'll bill, it's tough to know for sure. But given the high income and relatively similar pay scales, I'd focus on the non-financial aspects in making this decision.

You should follow the steps in the prime directive in the wiki.

What was the weather this past couple months versus last year? If colder that could cause it.

Does your provider allow you to look and track usage by day/hour? Some do on the website. That could help identify the issue.

See https://www.reddit.com/r/personalfinance/comments/q8gadf/comment/hgpcfvr/?utm_source=share&utm_medium=web2x&context=3 who had a similar problem and some advice.

To clarify, Vanguard charges 30bps, or 30 basis points, which is 0.30 percent. So for every $100,000 invested they charge $300.

On my chase account online there is an option to request a credit limit increase under "Account Services". Have you tried that?

There are really only three options:

1. They are going into debt
2. They previously saved lots of money
3. They have some other revenue source (e.g. parents; a job you don't know about)

Yes. Your friend should be able to send a letter on fancy letter head that says pay up or else. Hopefully that gets their attention and resolves it. Anything beyond that you probably want to switch to a lawyer who specializes in this stuff.

Alternatively, you might be able to convince the insurance company to pay you directly and take it out of their next payment to Quest. The insurance companies contact with Quest should allow for that.

https://maps.app.goo.gl/tpHtqH2fHtYgpd6c8

So someone can't smash a window in the door and then reach in and unlock it.

In addition to taxes, most have restrictions saying you can't sell right away (or that you lose the discount if you do). I'd triple check your documents and make sure there isn't that in there somewhere.

I think it is important to talk about inflation currently/recently in a nuanced way. We've seen periods of high inflation before. What made the recent/current period different, is we had negative real interest rates. That is, bank rates didn't go up to match inflation. But like you said, it doesn't change too much of the standard advice.

Between the premium difference and the HSA contribution (which you only get on the HDHP), you save $824 on the HDHP right out of the box. So until you have $1,824 (PPO deductible+$824 savings) the HDHP will be cheaper. And if you max out your HSA, that would be another probably $600-$1000+ in tax savings.

https://www.arlingtonva.us/Government/Departments/Parks-Recreation/Locations/Indoor-Facilities/Drop-in-Activities

I just tried to reschedule my cleaning currently scheduled for 3 weeks from now, because a work conflict came up. No availability in November and mostly booked until April.